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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-06-30 | 1,109,676 | 944,308 | 893,004 | 1.63 | 10.94 | 3.39 |
| 2020-09-30 | 1,105,845 | 936,945 | 882,581 | 1.61 | 10.97 | 3.29 |
| 2020-12-31 | 1,242,688 | 1,071,833 | 830,419 | 1.66 | 11.66 | 3.28 |
| 2021-03-31 | 1,263,669 | 1,087,633 | 815,833 | 1.43 | 11.10 | 2.60 |
| 2021-06-30 | 1,215,799 | 1,036,978 | 795,211 | 1.43 | 10.84 | 2.63 |
| 2021-09-30 | 1,279,452 | 1,098,043 | 803,990 | 1.36 | 10.27 | 2.67 |
| 2021-12-31 | 1,500,060 | 1,331,190 | 908,011 | 1.29 | 10.13 | 2.60 |
| 2022-03-31 | 1,345,958 | 1,174,996 | 924,483 | 1.25 | 10.92 | 2.52 |
| 2022-06-30 | 1,386,753 | 1,219,045 | 908,644 | 1.45 | 12.61 | 2.80 |
| 2022-09-30 | 1,598,519 | 1,433,143 | 995,641 | 1.60 | 14.47 | 3.00 |
| 2022-12-31 | 1,451,135 | 1,281,859 | 994,557 | 1.70 | 15.39 | 3.19 |
| 2023-03-31 | 1,439,218 | 1,267,091 | 988,802 | 1.95 | 17.41 | 3.38 |
| 2023-06-30 | 1,462,578 | 1,286,294 | 971,656 | 1.85 | 16.41 | 3.29 |
| 2023-09-30 | 1,580,967 | 1,398,128 | 953,966 | 1.78 | 15.83 | 3.19 |
| 2023-12-31 | 1,514,367 | 1,322,740 | 930,396 | 1.80 | 15.72 | 3.18 |
| 2024-03-31 | 1,344,302 | 1,148,528 | 949,712 | 1.70 | 13.15 | 3.23 |
| 2024-06-30 | 1,297,592 | 1,101,207 | 977,907 | 1.73 | 12.86 | 3.27 |
| 2024-09-30 | 1,322,501 | 1,121,426 | 1,002,796 | 1.83 | 13.40 | 3.44 |
| 2024-12-31 | 1,434,577 | 1,230,503 | 1,014,754 | 1.62 | 11.90 | 3.49 |
| 2025-03-31 | 1,342,079 | 1,136,535 | 1,058,808 | 2.01 | 14.58 | 3.99 |
| 2025-06-30 | 1,307,886 | 1,098,077 | 1,033,816 | 2.15 | 15.06 | 3.99 |
| 2025-09-30 | 1,322,457 | 1,106,522 | 1,016,511 | 2.18 | 14.99 | 4.05 |
| 2025-12-31 | 1,438,529 | 1,224,054 | 1,000,385 | 2.15 | 14.91 | 4.01 |
| 2026-03-31 | 1,328,042 | 1,111,975 | 1,025,666 | 2.20 | 15.14 | 4.01 |
| 2026-06-30 | 1,326,197 | 1,115,990 | 1,038,801 | 2.23 | 15.29 | 4.13 |
3 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2004-11-24 | 1 | 543066 | 177751 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.