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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2017-09-30 | 1,009,388 | 845,576 | 744,128 | 1.27 | 12.13 | 3.35 |
| 2017-12-31 | 1,308,681 | 1,060,142 | 962,080 | 1.08 | 10.16 | 3.30 |
| 2018-03-31 | 1,332,785 | 1,058,254 | 999,444 | 1.44 | 12.95 | 3.61 |
| 2018-06-30 | 1,346,942 | 1,080,689 | 1,020,846 | 1.45 | 13.10 | 3.52 |
| 2018-09-30 | 1,355,778 | 1,085,998 | 1,032,826 | 1.46 | 13.26 | 3.52 |
| 2018-12-31 | 1,380,430 | 1,162,519 | 1,025,160 | 1.54 | 13.97 | 3.51 |
| 2019-03-31 | 1,449,254 | 1,227,012 | 1,063,342 | 1.50 | 13.77 | 3.26 |
| 2019-06-30 | 1,529,816 | 1,283,136 | 1,087,671 | 1.71 | 15.67 | 3.25 |
| 2019-09-30 | 1,595,080 | 1,271,832 | 1,135,563 | 1.83 | 16.82 | 3.29 |
| 2019-12-31 | 1,575,250 | 1,248,608 | 1,161,592 | 1.84 | 16.70 | 3.31 |
| 2020-03-31 | 1,723,099 | 1,247,989 | 1,143,827 | 1.57 | 14.06 | 3.23 |
| 2020-06-30 | 2,024,127 | 1,351,785 | 1,358,341 | 1.97 | 18.54 | 3.24 |
| 2020-09-30 | 2,017,576 | 1,399,268 | 1,356,537 | 2.25 | 21.20 | 3.36 |
| 2020-12-31 | 1,958,692 | 1,378,113 | 1,330,051 | 1.82 | 17.04 | 3.37 |
| 2021-03-31 | 1,845,769 | 1,362,929 | 1,354,022 | 2.40 | 20.53 | 3.36 |
| 2021-06-30 | 1,898,841 | 1,395,729 | 1,334,139 | 2.37 | 19.75 | 3.42 |
| 2021-09-30 | 2,004,927 | 1,526,144 | 1,384,047 | 2.92 | 23.88 | 3.46 |
| 2021-12-31 | 2,023,177 | 1,504,992 | 1,412,894 | 2.85 | 22.77 | 3.48 |
| 2022-03-31 | 1,946,438 | 1,397,977 | 1,454,744 | 2.24 | 16.92 | 3.38 |
| 2022-06-30 | 1,983,899 | 1,489,067 | 1,511,916 | 2.46 | 18.76 | 3.43 |
| 2022-09-30 | 2,094,693 | 1,627,202 | 1,555,144 | 2.58 | 19.93 | 3.58 |
| 2022-12-31 | 2,170,814 | 1,686,960 | 1,620,535 | 2.62 | 20.33 | 3.71 |
| 2023-03-31 | 2,241,131 | 1,663,138 | 1,612,688 | 2.97 | 22.81 | 3.63 |
| 2023-06-30 | 2,430,518 | 1,791,861 | 1,703,995 | 3.14 | 24.11 | 3.42 |
| 2023-09-30 | 2,447,024 | 1,722,906 | 1,726,405 | 2.81 | 21.53 | 3.41 |
| 2023-12-31 | 2,504,868 | 1,748,516 | 1,674,854 | 3.07 | 23.12 | 3.40 |
| 2024-03-31 | 2,585,730 | 1,757,354 | 1,657,692 | 2.84 | 19.98 | 3.25 |
| 2024-06-30 | 2,526,098 | 1,721,565 | 1,712,488 | 2.82 | 19.36 | 3.28 |
| 2024-09-30 | 2,620,273 | 1,765,967 | 1,720,362 | 2.69 | 18.19 | 3.33 |
| 2024-12-31 | 2,611,167 | 1,882,493 | 1,736,104 | 2.80 | 18.57 | 3.37 |
| 2025-03-31 | 2,622,065 | 1,883,959 | 1,765,425 | 2.08 | 12.62 | 3.46 |
| 2025-06-30 | 2,671,084 | 1,884,374 | 1,827,279 | 2.20 | 13.23 | 3.49 |
| 2025-09-30 | 2,768,577 | 1,890,784 | 1,869,846 | 2.55 | 15.36 | 3.51 |
| 2025-12-31 | 2,870,944 | 1,983,603 | 1,962,588 | 2.83 | 17.11 | 3.54 |
| 2026-03-31 | 2,866,781 | 1,979,936 | 1,995,695 | 2.43 | 14.74 | 3.58 |
| 2026-06-30 | 2,900,018 | 2,075,076 | 1,987,678 | 2.72 | 16.35 | 3.63 |
9 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2017-12-02 | 1 | 184245 | 3029589 |
| 2013-10-26 | 1 | 2577243 | 3029589 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.