CENTENNIAL BANK

FDIC #11241 · AR · period 20260630

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Total assets9,370,968-12.45% YoY

Total deposits6,637,497-12.77% YoY

Net loans and leases6,779,906-12.74% YoY

Return on assets1.86%-1.49% YoY

Return on equity14.58%+3.40% YoY

Net interest margin4.79%+2.98% YoY

Peer position

Return on assets91ststrength · n=112

Return on equity66thin line · n=108

Net interest margin88thstrength · n=112

Equity to assets96thstrength · n=108

Noncurrent loans64thin line · n=106

Liquid assets46thin line · n=108

Brokered deposits51stin line · n=107

Loans to deposits49thin line · n=107

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-03-31	9,370,968	6,637,497	6,779,906	1.86	14.58	4.79
2016-06-30	9,555,022	6,769,830	6,947,814	1.89	14.72	4.82
2016-09-30	9,751,545	6,896,906	7,035,921	1.89	14.59	4.83
2016-12-31	9,793,959	6,996,015	7,307,697	1.93	14.84	4.83
2017-03-31	10,703,787	7,609,251	7,769,334	1.89	14.10	4.65
2017-06-30	10,861,231	7,861,199	7,754,338	1.97	13.79	4.69
2017-09-30	14,238,868	10,499,963	10,174,574	1.43	9.34	4.38
2017-12-31	14,440,346	10,432,548	10,220,923	1.25	7.94	4.48
2018-03-31	14,313,531	10,455,354	10,215,525	2.18	12.43	4.54
2018-06-30	14,904,936	10,821,065	10,786,453	2.20	12.58	4.53
2018-09-30	14,897,457	10,726,175	10,722,624	2.25	12.85	4.60
2018-12-31	15,291,497	10,964,138	10,963,088	2.23	12.78	4.56
2019-03-31	15,170,169	11,126,677	10,872,579	2.06	11.82	4.44
2019-06-30	15,274,024	11,421,829	10,947,063	2.06	11.77	4.42
2019-09-30	14,884,518	11,145,694	10,667,643	2.08	11.70	4.47
2019-12-31	15,015,801	11,388,980	10,767,588	2.09	11.68	4.46
2020-03-31	15,500,274	11,627,136	11,156,059	0.31	1.72	4.55
2020-06-30	16,862,021	13,280,303	11,717,403	1.01	5.88	4.40
2020-09-30	16,519,150	13,067,922	11,443,246	1.30	7.58	4.35
2020-12-31	16,366,379	12,878,509	10,975,248	1.49	8.71	4.33
2021-03-31	17,206,340	13,714,026	10,535,562	2.21	13.25	4.33
2021-06-30	17,591,932	14,108,040	9,958,723	2.07	12.58	4.08
2021-09-30	17,733,245	14,248,470	9,662,428	2.00	12.24	4.00
2021-12-31	18,017,667	14,552,155	9,599,375	1.94	11.96	3.90
2022-03-31	18,591,797	15,207,042	9,817,946	1.53	10.14	3.36
2022-06-30	24,196,505	19,936,684	13,629,605	0.95	6.34	3.83
2022-09-30	23,082,681	18,871,379	13,540,108	1.35	8.99	4.05
2022-12-31	22,808,174	18,298,353	14,119,811	1.55	10.29	4.17
2023-03-31	22,451,769	17,843,351	14,099,465	2.06	13.05	4.47
2023-06-30	22,060,051	17,433,213	13,895,289	2.02	12.67	4.44
2023-09-30	21,879,575	16,983,263	13,986,271	1.96	12.19	4.41
2023-12-31	22,582,477	17,272,253	14,136,494	1.85	11.51	4.37
2024-03-31	22,759,676	17,357,506	14,223,380	1.83	11.28	4.26
2024-06-30	22,845,266	17,460,094	14,485,601	1.85	11.36	4.32
2024-09-30	22,747,374	17,216,508	14,511,405	1.84	11.23	4.37
2024-12-31	22,418,169	17,696,637	14,488,620	1.85	11.22	4.42
2025-03-31	22,918,993	18,097,184	14,672,172	2.10	12.50	4.48
2025-06-30	22,735,541	17,977,063	14,802,471	2.11	12.51	4.52
2025-09-30	22,542,008	17,701,099	14,908,958	2.14	12.57	4.57
2025-12-31	22,716,797	17,895,325	15,297,172	2.14	12.46	4.60
2026-03-31	23,028,965	18,173,254	15,243,918	2.18	12.44	4.56
2026-06-30	24,551,658	19,562,043	16,706,764	2.13	12.23	4.62

Structure and branch footprint

243 current branch locations across 6 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2026-04-01	1	1016231	456045
2022-04-01	1	466857	456045
2017-09-27	1	3339046	456045
2017-03-01	1	2938143	456045
2017-02-24	1	2721765	456045
2015-10-01	1	2805441	456045
2015-02-28	50	671576	456045
2014-10-24	1	3820254	456045
2014-07-18	1	3671250	456045
2014-02-26	1	3037922	456045
2013-10-24	1	2967349	456045
2012-12-01	1	2286554	456045
2012-11-03	50	2837406	456045
2012-02-17	1	209335	456045
2010-11-20	50	344236	456045
2010-10-02	50	16337	456045
2010-07-31	50	3218253	456045
2010-07-31	50	296438	456045
2010-03-27	50	2769002	456045
2010-03-13	50	3414046	456045

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.