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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-03-31 | 1,282,692 | 1,138,774 | 1,033,338 | 0.68 | 6.77 | 3.51 |
| 2020-06-30 | 1,416,807 | 1,235,343 | 1,192,129 | 1.05 | 10.78 | 3.80 |
| 2020-09-30 | 1,479,440 | 1,253,417 | 1,275,036 | 1.17 | 12.19 | 3.88 |
| 2020-12-31 | 1,495,421 | 1,325,902 | 1,264,937 | 1.31 | 13.73 | 3.89 |
| 2021-03-31 | 1,590,534 | 1,410,331 | 1,365,918 | 2.22 | 23.87 | 3.79 |
| 2021-06-30 | 1,623,629 | 1,452,131 | 1,353,970 | 1.71 | 18.38 | 4.75 |
| 2021-09-30 | 1,681,228 | 1,481,144 | 1,374,226 | 1.57 | 16.20 | 4.45 |
| 2021-12-31 | 1,731,908 | 1,527,609 | 1,389,517 | 1.39 | 14.15 | 4.32 |
| 2022-03-31 | 1,786,228 | 1,583,235 | 1,417,256 | 0.97 | 9.64 | 3.51 |
| 2022-06-30 | 1,790,652 | 1,590,203 | 1,497,399 | 1.14 | 11.49 | 3.94 |
| 2022-09-30 | 1,876,682 | 1,582,359 | 1,608,157 | 1.17 | 11.94 | 3.98 |
| 2022-12-31 | 1,964,850 | 1,642,545 | 1,694,807 | 1.04 | 10.76 | 3.87 |
| 2023-03-31 | 1,991,193 | 1,645,722 | 1,743,769 | 0.82 | 8.97 | 3.19 |
| 2023-06-30 | 2,159,674 | 1,694,510 | 1,838,662 | 0.84 | 9.47 | 3.09 |
| 2023-09-30 | 2,143,732 | 1,705,921 | 1,836,797 | 0.77 | 8.80 | 3.05 |
| 2023-12-31 | 2,135,960 | 1,732,970 | 1,871,359 | 0.69 | 7.77 | 2.97 |
| 2024-03-31 | 2,188,776 | 1,812,590 | 1,895,346 | 0.53 | 5.72 | 2.55 |
| 2024-06-30 | 2,211,072 | 1,804,446 | 1,906,725 | 0.52 | 5.71 | 2.64 |
| 2024-09-30 | 2,190,888 | 1,823,966 | 1,911,273 | 0.54 | 5.81 | 2.70 |
| 2024-12-31 | 2,167,453 | 1,836,731 | 1,886,599 | 0.51 | 5.56 | 2.74 |
| 2025-03-31 | 2,189,571 | 1,858,837 | 1,867,025 | 0.57 | 6.15 | 2.94 |
| 2025-06-30 | 2,172,425 | 1,815,982 | 1,874,475 | 0.67 | 7.03 | 3.10 |
| 2025-09-30 | 2,267,273 | 1,908,862 | 1,906,076 | 0.77 | 7.91 | 3.21 |
| 2025-12-31 | 2,260,937 | 1,900,675 | 1,939,530 | 0.79 | 8.07 | 3.29 |
| 2026-03-31 | 2,249,066 | 1,887,145 | 1,954,643 | 0.83 | 8.11 | 3.53 |
| 2026-06-30 | 2,290,918 | 1,873,992 | 1,978,773 | 0.96 | 9.27 | 3.59 |
23 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2015-01-01 | 1 | 2846622 | 546544 |
| 2013-12-28 | 7 | 791045 | 546544 |
| 2002-10-28 | 1 | 810142 | 546544 |
| 2002-10-28 | 1 | 1205763 | 546544 |
| 2001-12-15 | 1 | 802848 | 546544 |
| 2001-12-15 | 1 | 1204980 | 546544 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.