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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2023-03-31 | 1,040,184 | 906,889 | 807,821 | 2.40 | 28.66 | 5.83 |
| 2023-06-30 | 1,044,241 | 944,765 | 809,165 | 2.31 | 27.55 | 5.79 |
| 2023-09-30 | 1,062,384 | 961,549 | 830,551 | 2.32 | 27.82 | 5.81 |
| 2023-12-31 | 1,108,981 | 998,820 | 868,505 | 2.28 | 27.10 | 5.75 |
| 2024-03-31 | 1,087,131 | 974,994 | 853,837 | 1.92 | 21.45 | 5.31 |
| 2024-06-30 | 1,083,265 | 968,527 | 835,410 | 1.85 | 20.40 | 5.20 |
| 2024-09-30 | 1,142,551 | 1,019,050 | 894,018 | 1.86 | 20.41 | 5.18 |
| 2024-12-31 | 1,208,506 | 1,086,315 | 950,263 | 1.88 | 20.76 | 5.15 |
| 2025-03-31 | 1,216,776 | 1,091,815 | 944,164 | 1.90 | 21.01 | 4.88 |
| 2025-06-30 | 1,254,928 | 1,127,709 | 973,061 | 1.87 | 20.59 | 4.92 |
| 2025-09-30 | 1,250,360 | 1,117,086 | 957,994 | 1.95 | 21.19 | 4.99 |
| 2025-12-31 | 1,318,887 | 1,180,647 | 1,008,493 | 1.95 | 21.08 | 4.92 |
| 2026-03-31 | 1,347,254 | 1,209,219 | 1,015,887 | 1.84 | 19.68 | 4.56 |
| 2026-06-30 | 1,416,138 | 1,274,359 | 1,091,023 | 1.87 | 20.26 | 4.64 |
4 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 1999-04-07 | 1 | 58850 | 31255 |
| 1989-05-12 | 50 | 943956 | 31255 |
| 1987-03-06 | 50 | 845153 | 31255 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.