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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 5,216,652 | 4,509,665 | 3,258,089 | 0.92 | 8.55 | 3.36 |
| 2016-06-30 | 5,273,558 | 4,418,189 | 3,353,104 | 0.96 | 8.83 | 3.35 |
| 2016-09-30 | 5,309,898 | 4,539,378 | 3,393,025 | 0.95 | 8.71 | 3.34 |
| 2016-12-31 | 5,374,620 | 4,627,552 | 3,500,140 | 0.95 | 8.82 | 3.32 |
| 2017-03-31 | 5,433,594 | 4,792,658 | 3,500,254 | 1.03 | 9.62 | 3.36 |
| 2017-06-30 | 5,523,264 | 4,905,404 | 3,552,195 | 0.98 | 9.27 | 3.35 |
| 2017-09-30 | 5,559,470 | 4,943,573 | 3,595,981 | 0.96 | 9.09 | 3.35 |
| 2017-12-31 | 5,613,751 | 4,970,147 | 3,736,950 | 0.81 | 7.76 | 3.35 |
| 2018-03-31 | 5,641,229 | 4,991,374 | 3,774,421 | 1.09 | 10.83 | 3.29 |
| 2018-06-30 | 5,671,251 | 4,990,785 | 3,842,496 | 1.09 | 10.93 | 3.30 |
| 2018-09-30 | 5,718,438 | 5,017,448 | 3,935,661 | 1.10 | 11.19 | 3.32 |
| 2018-12-31 | 5,798,075 | 4,963,142 | 4,037,097 | 1.13 | 11.62 | 3.34 |
| 2019-03-31 | 5,832,837 | 4,963,638 | 4,057,843 | 1.18 | 13.00 | 3.39 |
| 2019-06-30 | 5,911,011 | 4,989,604 | 4,205,694 | 1.08 | 11.84 | 3.38 |
| 2019-09-30 | 5,967,879 | 5,049,293 | 4,326,711 | 1.06 | 11.55 | 3.38 |
| 2019-12-31 | 6,003,592 | 5,130,502 | 4,410,652 | 1.05 | 11.37 | 3.41 |
| 2020-03-31 | 6,102,940 | 5,143,655 | 4,456,263 | 0.54 | 5.76 | 3.45 |
| 2020-06-30 | 6,627,048 | 5,803,170 | 4,946,542 | 0.60 | 6.55 | 3.38 |
| 2020-09-30 | 6,642,180 | 5,688,642 | 4,974,046 | 0.55 | 6.05 | 3.34 |
| 2020-12-31 | 6,590,900 | 5,807,188 | 4,897,531 | 0.62 | 6.81 | 3.37 |
| 2021-03-31 | 6,972,139 | 6,220,662 | 5,061,530 | 1.17 | 12.53 | 3.25 |
| 2021-06-30 | 7,171,762 | 6,410,021 | 5,004,898 | 1.15 | 12.49 | 3.25 |
| 2021-09-30 | 7,285,546 | 6,529,360 | 4,976,500 | 1.17 | 12.90 | 3.31 |
| 2021-12-31 | 7,407,268 | 6,659,248 | 5,037,083 | 1.21 | 13.41 | 3.28 |
| 2022-03-31 | 7,286,300 | 6,614,524 | 5,114,760 | 1.13 | 13.69 | 3.04 |
| 2022-06-30 | 7,286,591 | 6,640,195 | 5,236,957 | 1.06 | 13.38 | 3.12 |
| 2022-09-30 | 7,325,160 | 6,572,956 | 5,359,531 | 1.04 | 13.41 | 3.20 |
| 2022-12-31 | 7,419,533 | 6,753,138 | 5,492,833 | 1.08 | 14.13 | 3.25 |
| 2023-03-31 | 7,506,788 | 6,765,127 | 5,494,298 | 0.96 | 13.14 | 3.24 |
| 2023-06-30 | 7,552,755 | 6,824,565 | 5,459,427 | 0.90 | 12.36 | 3.19 |
| 2023-09-30 | 7,623,719 | 6,896,105 | 5,444,193 | 0.86 | 11.91 | 3.15 |
| 2023-12-31 | 7,628,818 | 6,869,651 | 5,376,826 | 0.87 | 11.93 | 3.11 |
| 2024-03-31 | 7,396,046 | 6,643,885 | 5,338,640 | 0.79 | 10.28 | 2.99 |
| 2024-06-30 | 7,372,237 | 6,607,216 | 5,325,369 | 0.88 | 11.20 | 3.06 |
| 2024-09-30 | 7,401,366 | 6,606,117 | 5,282,571 | 0.91 | 11.46 | 3.12 |
| 2024-12-31 | 7,459,770 | 6,667,031 | 5,279,332 | 0.88 | 11.03 | 3.17 |
| 2025-03-31 | 7,392,938 | 6,617,174 | 5,276,866 | 1.05 | 12.42 | 3.45 |
| 2025-06-30 | 7,363,041 | 6,564,318 | 5,230,197 | 1.09 | 12.75 | 3.53 |
| 2025-09-30 | 7,415,416 | 6,596,875 | 5,308,366 | 1.09 | 12.54 | 3.58 |
| 2025-12-31 | 7,397,722 | 6,615,293 | 5,230,559 | 1.15 | 13.32 | 3.61 |
| 2026-03-31 | 7,489,639 | 6,704,549 | 5,262,952 | 1.19 | 13.98 | 3.62 |
| 2026-06-30 | 7,495,070 | 6,701,667 | 5,250,105 | 1.21 | 14.16 | 3.65 |
27 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2012-02-01 | 1 | 3392555 | 701062 |
| 2005-02-22 | 1 | 776060 | 701062 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.