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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-06-30 | 1,073,710 | 969,944 | 667,160 | 1.07 | 10.58 | 4.19 |
| 2020-09-30 | 1,078,139 | 964,367 | 697,230 | 1.09 | 10.80 | 4.12 |
| 2020-12-31 | 1,089,837 | 967,433 | 677,754 | 1.09 | 10.65 | 4.17 |
| 2021-03-31 | 1,153,748 | 1,036,284 | 672,393 | 1.10 | 10.63 | 3.92 |
| 2021-06-30 | 1,239,613 | 1,113,526 | 664,104 | 1.15 | 11.44 | 3.78 |
| 2021-09-30 | 1,226,147 | 1,098,835 | 651,317 | 1.07 | 10.85 | 3.72 |
| 2021-12-31 | 1,225,471 | 1,102,666 | 654,043 | 1.07 | 10.88 | 3.71 |
| 2022-03-31 | 1,259,160 | 1,143,659 | 657,700 | 1.02 | 12.00 | 3.38 |
| 2022-06-30 | 1,228,741 | 1,109,591 | 719,283 | 1.10 | 13.79 | 3.55 |
| 2022-09-30 | 1,249,543 | 1,147,071 | 754,793 | 1.51 | 19.89 | 3.82 |
| 2022-12-31 | 1,342,486 | 1,152,176 | 865,182 | 1.53 | 20.47 | 3.99 |
| 2023-03-31 | 1,374,681 | 1,210,004 | 900,721 | 1.89 | 26.06 | 4.57 |
| 2023-06-30 | 1,407,844 | 1,268,002 | 911,740 | 1.36 | 18.94 | 4.45 |
| 2023-09-30 | 1,356,094 | 1,253,552 | 894,458 | 0.83 | 11.70 | 4.46 |
| 2023-12-31 | 1,372,563 | 1,247,813 | 909,363 | 0.85 | 11.93 | 4.48 |
| 2024-03-31 | 1,430,493 | 1,299,611 | 910,796 | 0.46 | 6.23 | 4.15 |
| 2024-06-30 | 1,452,879 | 1,332,956 | 873,222 | 0.76 | 10.32 | 4.18 |
| 2024-09-30 | 1,492,996 | 1,360,902 | 843,249 | 0.79 | 10.68 | 4.12 |
| 2024-12-31 | 1,472,060 | 1,351,285 | 800,865 | 0.52 | 7.04 | 4.11 |
| 2025-03-31 | 1,432,531 | 1,306,091 | 804,754 | 1.20 | 15.82 | 4.05 |
| 2025-06-30 | 1,429,164 | 1,312,177 | 818,402 | -0.57 | -7.50 | 4.17 |
| 2025-09-30 | 1,364,303 | 1,234,335 | 807,464 | 0.52 | 6.62 | 4.35 |
| 2025-12-31 | 1,339,316 | 1,209,632 | 819,981 | 0.62 | 7.80 | 4.39 |
| 2026-03-31 | 1,348,989 | 1,218,817 | 816,087 | 0.88 | 10.04 | 4.27 |
| 2026-06-30 | 1,360,343 | 1,228,247 | 835,094 | 0.95 | 10.84 | 4.31 |
9 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2015-01-17 | 1 | 962854 | 83375 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.