Loading bank profile
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-06-30 | 1,068,734 | 849,860 | 787,876 | 1.08 | 10.70 | 3.94 |
| 2020-09-30 | 1,055,210 | 838,892 | 807,814 | 1.11 | 10.97 | 3.94 |
| 2020-12-31 | 1,068,780 | 851,928 | 838,915 | 1.11 | 11.06 | 3.98 |
| 2021-03-31 | 1,116,311 | 902,899 | 855,477 | 1.92 | 19.32 | 4.20 |
| 2021-06-30 | 1,121,508 | 905,536 | 888,842 | 1.63 | 16.25 | 4.16 |
| 2021-09-30 | 1,176,156 | 962,302 | 923,974 | 1.52 | 15.15 | 4.10 |
| 2021-12-31 | 1,198,299 | 980,991 | 925,596 | 1.42 | 14.15 | 4.11 |
| 2022-03-31 | 1,230,710 | 999,819 | 925,879 | 1.21 | 11.14 | 3.77 |
| 2022-06-30 | 1,256,174 | 1,022,396 | 977,984 | 1.18 | 10.64 | 3.85 |
| 2022-09-30 | 1,239,937 | 1,008,643 | 988,623 | 1.28 | 11.24 | 4.10 |
| 2022-12-31 | 1,272,197 | 1,017,945 | 1,010,816 | 1.26 | 10.98 | 4.16 |
| 2023-03-31 | 1,274,874 | 1,028,345 | 1,026,659 | 1.51 | 12.66 | 4.23 |
| 2023-06-30 | 1,274,514 | 1,035,254 | 976,882 | 1.45 | 12.09 | 4.15 |
| 2023-09-30 | 1,289,462 | 1,044,856 | 980,310 | 1.48 | 12.22 | 4.18 |
| 2023-12-31 | 1,315,763 | 1,066,524 | 1,006,671 | 1.41 | 11.62 | 4.21 |
| 2024-03-31 | 1,322,816 | 1,079,647 | 1,014,497 | 1.64 | 13.21 | 4.20 |
| 2024-06-30 | 1,322,248 | 1,085,872 | 1,016,157 | 1.58 | 12.61 | 4.28 |
| 2024-09-30 | 1,387,566 | 1,149,720 | 1,028,935 | 1.70 | 13.51 | 4.34 |
| 2024-12-31 | 1,407,844 | 1,166,319 | 1,031,808 | 1.59 | 12.65 | 4.42 |
| 2025-03-31 | 1,413,654 | 1,184,260 | 1,029,295 | 2.19 | 17.09 | 4.34 |
| 2025-06-30 | 1,414,783 | 1,160,209 | 1,059,972 | 2.10 | 16.22 | 4.52 |
| 2025-09-30 | 1,453,244 | 1,222,284 | 1,100,216 | 2.16 | 16.55 | 4.58 |
| 2025-12-31 | 1,527,555 | 1,260,406 | 1,118,049 | 2.11 | 16.18 | 4.58 |
| 2026-03-31 | 1,570,169 | 1,313,242 | 1,099,836 | 1.87 | 14.56 | 4.31 |
| 2026-06-30 | 1,587,615 | 1,325,159 | 1,148,525 | 1.76 | 13.73 | 4.35 |
26 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2019-11-02 | 1 | 639343 | 517049 |
| 2014-12-30 | 1 | 1845619 | 517049 |
| 2008-11-22 | 1 | 649548 | 517049 |
| 2000-09-16 | 1 | 369444 | 517049 |
| 2000-09-02 | 1 | 841445 | 517049 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.