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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-06-30 | 1,008,925 | 813,716 | 711,324 | 0.66 | 4.51 | 3.32 |
| 2016-09-30 | 1,032,660 | 833,560 | 733,756 | 0.65 | 4.43 | 3.31 |
| 2016-12-31 | 1,044,271 | 845,391 | 750,606 | 0.69 | 4.71 | 3.39 |
| 2017-03-31 | 1,055,885 | 854,136 | 737,142 | 0.73 | 4.97 | 3.39 |
| 2017-06-30 | 1,056,281 | 857,384 | 748,761 | 0.75 | 5.09 | 3.38 |
| 2017-09-30 | 1,086,602 | 883,827 | 767,885 | 0.74 | 5.03 | 3.35 |
| 2017-12-31 | 1,074,599 | 869,731 | 787,472 | 0.57 | 3.86 | 3.37 |
| 2018-03-31 | 1,082,888 | 871,370 | 781,890 | 0.89 | 5.97 | 3.42 |
| 2018-06-30 | 1,110,450 | 895,145 | 816,182 | 0.90 | 6.08 | 3.49 |
| 2018-09-30 | 1,131,316 | 905,056 | 833,269 | 1.13 | 7.57 | 3.52 |
| 2018-12-31 | 1,116,897 | 891,265 | 831,427 | 1.02 | 6.84 | 3.59 |
| 2019-03-31 | 1,135,350 | 892,894 | 830,594 | 2.14 | 13.95 | 3.69 |
| 2019-06-30 | 1,152,028 | 903,083 | 846,308 | 1.96 | 12.64 | 3.69 |
| 2019-09-30 | 1,159,715 | 904,738 | 855,169 | 1.71 | 10.92 | 3.67 |
| 2019-12-31 | 1,142,824 | 884,464 | 850,872 | 1.59 | 10.04 | 3.70 |
| 2020-03-31 | 1,160,911 | 904,957 | 863,488 | -1.03 | -6.33 | 3.60 |
| 2020-06-30 | 1,397,442 | 1,062,153 | 972,420 | 0.40 | 2.62 | 3.34 |
| 2020-09-30 | 1,434,927 | 1,091,132 | 1,002,657 | 0.87 | 5.84 | 3.22 |
| 2020-12-31 | 1,445,224 | 1,115,272 | 988,467 | 0.99 | 6.76 | 3.23 |
| 2021-03-31 | 1,469,556 | 1,191,087 | 1,004,526 | 1.25 | 8.86 | 3.06 |
| 2021-06-30 | 1,532,364 | 1,247,577 | 990,214 | 1.26 | 9.03 | 2.94 |
| 2021-09-30 | 1,571,864 | 1,283,993 | 948,480 | 1.06 | 7.65 | 2.86 |
| 2021-12-31 | 1,591,255 | 1,299,062 | 936,530 | 1.14 | 8.26 | 2.81 |
| 2022-03-31 | 1,574,802 | 1,301,063 | 909,935 | -0.27 | -2.00 | 2.64 |
| 2022-06-30 | 1,565,939 | 1,305,718 | 939,912 | -0.49 | -3.78 | 2.76 |
| 2022-09-30 | 1,600,324 | 1,353,437 | 965,080 | -0.20 | -1.66 | 2.86 |
| 2022-12-31 | 1,572,496 | 1,315,839 | 999,402 | 0.31 | 2.53 | 2.98 |
| 2023-03-31 | 1,561,240 | 1,296,371 | 1,013,337 | 1.38 | 11.18 | 3.32 |
| 2023-06-30 | 1,583,727 | 1,278,784 | 1,036,808 | 1.52 | 12.15 | 3.29 |
| 2023-09-30 | 1,613,186 | 1,294,606 | 1,086,748 | 1.21 | 9.73 | 3.29 |
| 2023-12-31 | 1,634,586 | 1,219,582 | 1,118,568 | 1.05 | 8.39 | 3.28 |
| 2024-03-31 | 1,627,156 | 1,232,999 | 1,128,605 | 1.76 | 13.21 | 3.20 |
| 2024-06-30 | 1,691,435 | 1,204,089 | 1,178,425 | 1.37 | 10.28 | 3.18 |
| 2024-09-30 | 1,708,554 | 1,249,879 | 1,213,127 | 1.29 | 9.63 | 3.23 |
| 2024-12-31 | 1,709,099 | 1,198,144 | 1,231,773 | 0.94 | 6.96 | 3.30 |
| 2025-03-31 | 1,711,966 | 1,188,588 | 1,245,672 | 1.22 | 8.73 | 3.47 |
| 2025-06-30 | 1,727,186 | 1,182,685 | 1,248,896 | 1.63 | 11.46 | 3.52 |
| 2025-09-30 | 1,764,761 | 1,213,712 | 1,286,152 | 1.73 | 12.01 | 3.55 |
| 2025-12-31 | 1,755,941 | 1,170,727 | 1,302,507 | 1.40 | 9.60 | 3.59 |
| 2026-03-31 | 1,737,451 | 1,184,326 | 1,293,275 | 0.99 | 6.37 | 3.82 |
| 2026-06-30 | 1,752,542 | 1,192,278 | 1,316,615 | 1.39 | 8.90 | 3.84 |
14 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 1994-05-20 | 50 | 509978 | 345309 |
| 1982-08-01 | 1 | 309806 | 345309 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.