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Regulatory profile
FDIC certificate #597 · RSSD 884303
CHEMUNG CANAL TRUST CO is an FDIC-insured institution (FDIC certificate #597). In its Q2 2026 Call Report it reported total assets of $2.8B, total deposits of $2.4B and net loans of $2.3B. Its primary federal regulator is FED.
Reported facts
Deterministic ratios for CHEMUNG CANAL TRUST CO from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 13.84% |
|---|---|
| Equity to assets | 10.80% |
| Noncurrent loans ratio | 0.38% |
| Nonaccrual loans ratio | 0.38% |
| Loan to deposit ratio | 99.93% |
| Liquid assets ratio | 12.20% |
| Brokered deposit ratio | 0.00% |
| Total deposits | $2.4B |
| Net loans and leases | $2.3B |