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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-06-30 | 1,112,734 | 938,711 | 631,408 | 1.09 | 10.13 | 3.75 |
| 2020-09-30 | 1,170,703 | 991,674 | 630,318 | 1.14 | 10.76 | 3.63 |
| 2020-12-31 | 1,209,220 | 1,022,213 | 620,966 | 1.13 | 10.79 | 3.62 |
| 2021-03-31 | 1,237,551 | 1,055,055 | 641,015 | 1.66 | 16.56 | 3.95 |
| 2021-06-30 | 1,291,855 | 1,086,946 | 629,662 | 1.46 | 13.98 | 3.71 |
| 2021-09-30 | 1,326,411 | 1,109,189 | 644,519 | 1.39 | 13.16 | 3.73 |
| 2021-12-31 | 1,383,224 | 1,128,973 | 691,605 | 1.20 | 11.35 | 3.66 |
| 2022-03-31 | 1,342,051 | 1,163,735 | 710,828 | 1.28 | 13.13 | 3.56 |
| 2022-06-30 | 1,338,025 | 1,194,225 | 724,002 | 1.28 | 14.10 | 3.68 |
| 2022-09-30 | 1,328,095 | 1,185,844 | 742,589 | 1.32 | 15.50 | 3.79 |
| 2022-12-31 | 1,325,130 | 1,170,946 | 768,679 | 1.28 | 15.43 | 3.87 |
| 2023-03-31 | 1,327,401 | 1,170,014 | 787,417 | 1.22 | 15.89 | 3.87 |
| 2023-06-30 | 1,351,208 | 1,186,127 | 808,890 | 0.86 | 11.13 | 3.86 |
| 2023-09-30 | 1,378,249 | 1,233,580 | 826,696 | 0.87 | 11.40 | 3.82 |
| 2023-12-31 | 1,467,111 | 1,269,168 | 854,986 | 0.74 | 9.51 | 3.81 |
| 2024-03-31 | 1,507,835 | 1,341,065 | 890,295 | 0.84 | 10.54 | 3.63 |
| 2024-06-30 | 1,529,013 | 1,367,429 | 904,697 | 0.86 | 10.74 | 3.73 |
| 2024-09-30 | 1,585,686 | 1,413,403 | 900,287 | 0.84 | 10.30 | 3.75 |
| 2024-12-31 | 1,520,250 | 1,374,677 | 897,545 | 0.84 | 10.23 | 3.79 |
| 2025-03-31 | 1,601,985 | 1,438,505 | 925,961 | -1.02 | -11.31 | 3.85 |
| 2025-06-30 | 1,628,940 | 1,457,492 | 930,171 | 0.00 | 0.05 | 3.99 |
| 2025-09-30 | 1,631,521 | 1,434,009 | 952,107 | 0.47 | 5.06 | 4.11 |
| 2025-12-31 | 1,664,048 | 1,467,004 | 989,130 | 0.80 | 8.30 | 4.21 |
| 2026-03-31 | 1,724,117 | 1,464,336 | 1,062,944 | 1.49 | 14.48 | 4.40 |
| 2026-06-30 | 1,724,973 | 1,487,780 | 1,103,544 | 1.78 | 17.03 | 4.47 |
19 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 1968-04-29 | 1 | 225429 | 214722 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.