Loading bank profile
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-06-30 | 1,538,158 | 1,332,219 | 962,997 | 1.16 | 8.63 | 3.61 |
| 2020-09-30 | 1,573,359 | 1,364,602 | 994,794 | 1.21 | 9.12 | 3.61 |
| 2020-12-31 | 1,921,293 | 1,686,550 | 1,110,206 | 1.03 | 8.22 | 3.28 |
| 2021-03-31 | 2,067,213 | 1,844,023 | 1,053,391 | 1.18 | 10.56 | 3.27 |
| 2021-06-30 | 2,118,394 | 1,882,256 | 1,009,521 | 1.10 | 9.89 | 3.17 |
| 2021-09-30 | 2,274,615 | 2,033,834 | 1,026,836 | 1.09 | 9.97 | 3.16 |
| 2021-12-31 | 2,363,747 | 2,069,915 | 1,061,143 | 1.04 | 9.69 | 3.12 |
| 2022-03-31 | 2,373,958 | 2,159,899 | 1,033,255 | 1.01 | 10.70 | 3.07 |
| 2022-06-30 | 2,357,558 | 2,150,826 | 1,122,023 | 1.02 | 11.45 | 3.09 |
| 2022-09-30 | 2,360,805 | 2,167,598 | 1,133,862 | 1.03 | 12.06 | 3.16 |
| 2022-12-31 | 2,382,585 | 2,126,308 | 1,186,997 | 1.07 | 12.61 | 3.19 |
| 2023-03-31 | 2,406,337 | 2,114,640 | 1,199,120 | 1.00 | 12.50 | 3.20 |
| 2023-06-30 | 2,480,027 | 2,096,414 | 1,258,571 | 0.98 | 12.12 | 3.08 |
| 2023-09-30 | 2,571,301 | 2,144,360 | 1,300,150 | 0.94 | 11.75 | 3.02 |
| 2023-12-31 | 2,574,432 | 2,134,035 | 1,399,679 | 0.93 | 11.46 | 2.99 |
| 2024-03-31 | 2,668,315 | 2,198,207 | 1,408,588 | 0.91 | 10.73 | 2.84 |
| 2024-06-30 | 2,620,764 | 2,131,382 | 1,427,321 | 0.99 | 11.33 | 3.00 |
| 2024-09-30 | 2,724,240 | 2,245,330 | 1,493,454 | 1.07 | 12.14 | 3.12 |
| 2024-12-31 | 2,720,381 | 2,251,832 | 1,536,376 | 1.09 | 12.19 | 3.14 |
| 2025-03-31 | 4,300,782 | 3,656,733 | 2,894,328 | -1.36 | -13.13 | 3.40 |
| 2025-06-30 | 4,305,175 | 3,594,067 | 2,893,633 | 0.11 | 1.03 | 3.78 |
| 2025-09-30 | 4,291,775 | 3,568,402 | 2,881,497 | 0.58 | 5.35 | 3.89 |
| 2025-12-31 | 4,407,418 | 3,602,337 | 2,993,668 | 0.79 | 7.17 | 3.89 |
| 2026-03-31 | 4,391,138 | 3,671,307 | 2,957,777 | 1.30 | 11.26 | 3.76 |
| 2026-06-30 | 4,453,559 | 3,608,257 | 3,040,876 | 1.24 | 10.68 | 3.75 |
50 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2025-03-15 | 1 | 602048 | 324340 |
| 2020-10-17 | 1 | 2735324 | 324340 |
| 2020-05-16 | 1 | 184142 | 324340 |
| 2009-01-01 | 1 | 2803139 | 324340 |
| 2006-12-08 | 1 | 268846 | 324340 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.