Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch

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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

CIBC BANK USA

FDIC #33306 · IL · period 20260630

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Total assets17,651,282-13.48% YoY

Total deposits14,515,262-13.36% YoY

Net loans and leases13,374,550-13.46% YoY

Return on assets1.24%-1.74% YoY

Return on equity11.11%-5.04% YoY

Net interest margin3.43%+1.04% YoY

Peer position

Return on assets86thstrength · n=35

Return on equity18thopportunity · n=33

Net interest margin29thopportunity · n=35

Equity to assets100thstrength · n=33

Noncurrent loans27thopportunity · n=33

Liquid assets73rdstrength · n=33

Brokered deposits36thin line · n=33

Loans to deposits55thin line · n=33

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-03-31	17,651,282	14,515,262	13,374,550	1.24	11.11	3.43
2016-06-30	18,155,284	14,612,200	13,946,110	1.28	11.39	3.42
2016-09-30	19,090,535	15,539,209	14,566,210	1.23	11.01	3.38
2016-12-31	20,039,455	16,118,042	14,989,341	1.25	11.27	3.38
2017-03-31	20,401,001	16,753,235	15,454,075	1.26	11.70	3.40
2017-06-30	25,238,526	19,261,109	15,824,383	0.04	0.26	0.16
2017-09-30	24,686,397	18,736,268	16,455,270	0.33	2.00	1.55
2017-12-31	25,741,733	19,939,488	16,734,730	0.48	2.76	2.18
2018-03-31	25,594,679	17,815,280	17,071,478	0.96	4.57	3.83
2018-06-30	26,404,183	18,498,351	17,791,574	1.08	5.14	3.79
2018-09-30	27,091,889	18,887,519	18,338,253	1.04	4.98	3.76
2018-12-31	28,958,011	20,936,579	18,926,001	1.00	4.82	3.74
2019-03-31	30,179,640	22,062,631	19,996,567	1.01	5.07	3.46
2019-06-30	30,860,849	22,398,371	21,191,869	0.99	4.99	3.47
2019-09-30	31,742,815	23,172,370	22,260,333	1.07	5.42	3.46
2019-12-31	33,588,619	24,787,839	22,822,017	1.06	5.45	3.40
2020-03-31	35,548,454	26,834,656	24,771,598	-0.20	-1.10	3.06
2020-06-30	38,777,097	30,000,453	25,504,548	0.18	1.03	2.90
2020-09-30	39,464,720	30,575,170	25,437,221	0.53	2.97	2.79
2020-12-31	44,130,834	35,143,259	25,807,293	0.72	4.18	2.69
2021-03-31	43,885,222	34,822,592	25,943,654	1.08	6.79	2.27
2021-06-30	45,147,152	35,725,463	26,009,443	1.21	7.66	2.24
2021-09-30	45,859,037	36,277,822	26,860,762	1.21	7.64	2.22
2021-12-31	48,488,487	38,874,818	28,619,286	1.16	7.36	2.21
2022-03-31	48,316,809	38,682,130	29,544,744	1.00	6.59	2.25
2022-06-30	47,735,863	38,190,479	31,502,390	1.04	6.61	2.45
2022-09-30	50,083,017	40,352,695	32,033,319	1.19	7.56	2.68
2022-12-31	50,933,929	40,981,678	32,295,580	1.38	8.71	2.92
2023-03-31	52,145,757	39,975,956	33,438,573	1.47	9.06	3.60
2023-06-30	51,473,505	40,025,820	33,644,332	1.66	10.11	3.64
2023-09-30	52,342,602	41,608,904	33,242,882	1.72	10.38	3.66
2023-12-31	54,847,358	43,884,606	32,849,383	1.61	9.71	3.60
2024-03-31	55,048,496	43,630,143	33,681,325	1.69	10.01	3.35
2024-06-30	55,873,969	43,791,815	34,585,018	1.66	9.73	3.33
2024-09-30	58,902,070	46,874,584	34,936,609	1.60	9.44	3.32
2024-12-31	61,517,047	49,368,389	35,710,873	1.52	9.01	3.27
2025-03-31	61,303,250	48,857,202	36,471,823	1.27	7.59	2.97
2025-06-30	60,355,912	47,592,603	37,300,013	1.51	8.86	3.08
2025-09-30	61,487,093	48,303,382	37,490,996	1.48	8.60	3.13
2025-12-31	63,978,350	50,773,784	39,264,805	1.47	8.50	3.14
2026-03-31	65,130,106	50,964,108	40,701,469	1.22	6.99	3.13
2026-06-30	66,504,376	51,470,552	42,832,220	1.51	8.67	3.14

Structure and branch footprint

13 current branch locations across 4 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2010-11-01	1	3487385	1842065
2009-07-03	50	554745	1842065
2009-07-01	1	2910998	1842065
2009-04-01	1	1404463	1842065
2008-12-01	1	3058842	1842065
2000-02-12	1	1872969	1842065

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.