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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,342,643,000 | 947,446,000 | 575,373,000 | 0.87 | 7.85 | 3.46 |
| 2016-06-30 | 1,365,660,000 | 947,268,000 | 596,930,000 | 0.95 | 8.67 | 3.43 |
| 2016-09-30 | 1,356,393,000 | 947,797,000 | 595,476,000 | 0.94 | 8.53 | 3.44 |
| 2016-12-31 | 1,349,581,000 | 945,683,000 | 584,682,000 | 0.95 | 8.72 | 3.44 |
| 2017-03-31 | 1,369,153,000 | 964,382,000 | 585,375,000 | 0.97 | 9.09 | 3.35 |
| 2017-06-30 | 1,401,303,000 | 972,081,000 | 604,811,000 | 0.93 | 8.68 | 3.34 |
| 2017-09-30 | 1,407,297,000 | 968,046,000 | 610,257,000 | 0.95 | 8.93 | 3.35 |
| 2017-12-31 | 1,384,707,000 | 976,696,000 | 625,846,000 | 0.05 | 0.52 | 3.35 |
| 2018-03-31 | 1,406,778,000 | 1,001,264,000 | 628,567,000 | 1.24 | 12.06 | 3.32 |
| 2018-06-30 | 1,397,794,000 | 1,003,190,000 | 630,425,000 | 1.22 | 11.80 | 3.33 |
| 2018-09-30 | 1,415,081,000 | 1,018,666,000 | 630,662,000 | 1.22 | 11.76 | 3.36 |
| 2018-12-31 | 1,406,745,000 | 1,025,133,000 | 642,173,000 | 1.18 | 11.37 | 3.39 |
| 2019-03-31 | 1,430,122,000 | 1,054,892,000 | 638,622,000 | 1.21 | 11.53 | 3.40 |
| 2019-06-30 | 1,459,623,000 | 1,069,481,000 | 643,823,000 | 1.20 | 11.48 | 3.32 |
| 2019-09-30 | 1,472,915,000 | 1,102,003,000 | 648,950,000 | 1.21 | 11.65 | 3.30 |
| 2019-12-31 | 1,453,998,000 | 1,079,840,000 | 655,880,000 | 1.20 | 11.65 | 3.32 |
| 2020-03-31 | 1,632,713,000 | 1,208,833,000 | 676,724,000 | 0.50 | 5.07 | 3.12 |
| 2020-06-30 | 1,633,727,000 | 1,244,403,000 | 634,944,000 | 0.25 | 2.63 | 2.99 |
| 2020-09-30 | 1,637,193,000 | 1,272,893,000 | 616,549,000 | 0.43 | 4.49 | 2.88 |
| 2020-12-31 | 1,646,864,000 | 1,282,071,000 | 627,219,000 | 0.55 | 5.74 | 2.82 |
| 2021-03-31 | 1,667,037,000 | 1,305,794,000 | 619,339,000 | 1.66 | 17.07 | 2.56 |
| 2021-06-30 | 1,678,473,000 | 1,328,460,000 | 637,303,000 | 1.38 | 14.18 | 2.53 |
| 2021-09-30 | 1,703,923,000 | 1,366,224,000 | 635,436,000 | 1.24 | 12.78 | 2.54 |
| 2021-12-31 | 1,669,227,000 | 1,334,924,000 | 641,570,000 | 1.10 | 11.22 | 2.56 |
| 2022-03-31 | 1,718,008,000 | 1,373,373,000 | 648,921,000 | 0.85 | 8.75 | 2.69 |
| 2022-06-30 | 1,720,308,000 | 1,353,773,000 | 635,838,000 | 0.98 | 10.09 | 2.77 |
| 2022-09-30 | 1,711,263,000 | 1,335,154,000 | 624,286,000 | 0.98 | 10.20 | 2.86 |
| 2022-12-31 | 1,764,139,000 | 1,399,631,000 | 625,986,000 | 0.90 | 9.35 | 2.90 |
| 2023-03-31 | 1,717,465,000 | 1,355,315,000 | 614,300,000 | 1.05 | 10.99 | 3.02 |
| 2023-06-30 | 1,705,854,000 | 1,337,870,000 | 619,395,000 | 0.90 | 9.42 | 3.03 |
| 2023-09-30 | 1,657,372,000 | 1,286,104,000 | 615,828,000 | 0.91 | 9.40 | 3.05 |
| 2023-12-31 | 1,684,710,000 | 1,327,597,000 | 637,198,000 | 0.65 | 6.75 | 3.05 |
| 2024-03-31 | 1,698,856,000 | 1,337,034,000 | 622,419,000 | 0.80 | 8.21 | 3.01 |
| 2024-06-30 | 1,678,936,000 | 1,304,678,000 | 638,427,000 | 0.82 | 8.41 | 2.98 |
| 2024-09-30 | 1,733,111,000 | 1,357,440,000 | 643,589,000 | 0.83 | 8.46 | 2.97 |
| 2024-12-31 | 1,696,818,000 | 1,324,835,000 | 647,340,000 | 0.78 | 7.96 | 3.00 |
| 2025-03-31 | 1,760,921,000 | 1,361,654,000 | 654,879,000 | 0.87 | 8.70 | 3.11 |
| 2025-06-30 | 1,833,933,000 | 1,413,382,000 | 680,508,000 | 0.84 | 8.53 | 3.07 |
| 2025-09-30 | 1,844,189,000 | 1,429,905,000 | 683,489,000 | 0.87 | 8.93 | 3.07 |
| 2025-12-31 | 1,836,436,000 | 1,465,300,000 | 700,763,000 | 0.85 | 8.67 | 3.08 |
| 2026-03-31 | 1,933,622,000 | 1,501,029,000 | 708,441,000 | 1.06 | 11.52 | 3.04 |
| 2026-06-30 | 1,976,180,000 | 1,547,586,000 | 739,497,000 | 1.06 | 11.69 | 3.02 |
955 current branch locations across 14 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2026-04-02 | 1 | 1046573 | 476810 |
| 2022-07-01 | 1 | 3382547 | 476810 |
| 2012-06-19 | 1 | 3158498 | 476810 |
| 2012-01-01 | 1 | 374112 | 476810 |
| 2011-07-01 | 1 | 486752 | 476810 |
| 2007-01-01 | 1 | 545538 | 476810 |
| 2006-10-01 | 1 | 1363270 | 476810 |
| 2006-10-01 | 1 | 490115 | 476810 |
| 2006-10-01 | 1 | 596361 | 476810 |
| 2006-10-01 | 1 | 3119145 | 476810 |
| 2006-10-01 | 1 | 2132660 | 476810 |
| 2003-08-30 | 1 | 536219 | 476810 |
| 2002-01-03 | 1 | 2702979 | 476810 |
| 2001-07-17 | 1 | 736309 | 476810 |
| 1998-07-31 | 1 | 2509963 | 476810 |
| 1984-08-20 | 50 | 633314 | 476810 |
| 1982-06-12 | 50 | 219316 | 476810 |
| 1976-01-02 | 1 | 935803 | 476810 |
| 1976-01-02 | 1 | 220107 | 476810 |
| 1963-01-16 | 1 | 471413 | 476810 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.