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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2022-09-30 | 1,029,152 | 942,663 | 500,539 | 0.75 | 9.55 | 3.11 |
| 2024-06-30 | 1,008,051 | 900,708 | 554,352 | 1.12 | 11.38 | 3.94 |
| 2024-09-30 | 1,019,870 | 904,525 | 564,411 | 1.12 | 11.19 | 3.96 |
| 2024-12-31 | 1,027,511 | 919,360 | 569,664 | 1.12 | 11.24 | 4.00 |
| 2025-03-31 | 1,050,967 | 936,128 | 581,801 | 0.99 | 9.93 | 4.04 |
| 2025-06-30 | 1,057,331 | 939,691 | 587,407 | 1.05 | 10.34 | 4.10 |
| 2025-09-30 | 1,041,135 | 915,558 | 596,138 | 1.12 | 10.79 | 4.18 |
| 2025-12-31 | 1,103,926 | 978,214 | 620,579 | 1.13 | 10.82 | 4.22 |
| 2026-03-31 | 1,164,386 | 1,034,963 | 621,674 | 1.17 | 11.17 | 4.20 |
| 2026-06-30 | 1,137,975 | 1,006,124 | 628,904 | 1.24 | 11.76 | 4.26 |
26 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2022-07-01 | 1 | 806220 | 898627 |
| 2018-12-01 | 1 | 2818731 | 898627 |
| 2007-06-09 | 1 | 353023 | 898627 |
| 2007-06-09 | 1 | 549826 | 898627 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.