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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-06-30 | 1,131,091 | 968,554 | 776,400 | 0.87 | 9.57 | 3.74 |
| 2020-09-30 | 1,056,479 | 927,158 | 790,550 | 0.87 | 9.51 | 3.81 |
| 2020-12-31 | 1,103,056 | 962,115 | 793,608 | 0.88 | 9.45 | 3.75 |
| 2021-03-31 | 1,112,002 | 969,872 | 832,646 | 0.69 | 6.93 | 3.45 |
| 2021-06-30 | 1,193,438 | 1,047,454 | 855,177 | 0.81 | 8.24 | 3.58 |
| 2021-09-30 | 1,221,112 | 1,073,621 | 861,752 | 0.90 | 9.25 | 3.65 |
| 2021-12-31 | 1,231,643 | 1,084,061 | 888,403 | 0.93 | 9.62 | 3.65 |
| 2022-03-31 | 1,236,233 | 1,091,881 | 875,569 | 0.96 | 10.32 | 3.63 |
| 2022-06-30 | 1,190,945 | 1,056,774 | 983,343 | 0.95 | 10.31 | 3.76 |
| 2022-09-30 | 1,241,655 | 1,120,031 | 1,031,663 | 1.01 | 11.22 | 3.85 |
| 2022-12-31 | 1,335,234 | 1,214,591 | 1,093,922 | 0.97 | 11.04 | 3.78 |
| 2023-03-31 | 1,407,677 | 1,283,348 | 1,107,343 | 0.59 | 7.36 | 3.13 |
| 2023-06-30 | 1,373,477 | 1,220,062 | 1,154,274 | 0.66 | 8.22 | 3.20 |
| 2023-09-30 | 1,390,322 | 1,274,940 | 1,182,153 | 0.71 | 8.92 | 3.18 |
| 2023-12-31 | 1,405,463 | 1,229,704 | 1,191,684 | 0.69 | 8.52 | 3.18 |
| 2024-03-31 | 1,424,044 | 1,300,652 | 1,214,859 | 0.75 | 9.13 | 3.16 |
| 2024-06-30 | 1,442,172 | 1,314,859 | 1,234,034 | 0.80 | 9.79 | 3.30 |
| 2024-09-30 | 1,520,282 | 1,394,574 | 1,239,794 | 0.91 | 11.26 | 3.21 |
| 2024-12-31 | 1,486,851 | 1,317,729 | 1,222,377 | 0.97 | 11.95 | 3.26 |
| 2025-03-31 | 1,499,811 | 1,370,746 | 1,189,559 | 1.33 | 16.07 | 3.39 |
| 2025-06-30 | 1,484,222 | 1,351,230 | 1,192,209 | 1.41 | 16.92 | 3.58 |
| 2025-09-30 | 1,580,646 | 1,445,907 | 1,210,226 | 1.42 | 17.14 | 3.60 |
| 2025-12-31 | 1,600,483 | 1,458,975 | 1,254,788 | 1.32 | 15.90 | 3.64 |
| 2026-03-31 | 1,574,662 | 1,425,068 | 1,246,245 | 1.53 | 17.50 | 3.65 |
| 2026-06-30 | 1,616,832 | 1,465,633 | 1,248,987 | 1.55 | 17.58 | 3.74 |
16 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2017-07-07 | 1 | 5143395 | 856748 |
| 2015-12-22 | 1 | 177546 | 856748 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.