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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2022-12-31 | 1,008,648 | 907,119 | 632,299 | 1.32 | 13.75 | 3.74 |
| 2023-03-31 | 1,022,116 | 913,478 | 637,186 | 1.45 | 15.24 | 3.97 |
| 2023-06-30 | 1,018,198 | 905,798 | 643,457 | 1.48 | 15.32 | 3.97 |
| 2023-09-30 | 1,021,805 | 906,095 | 650,514 | 1.42 | 14.54 | 3.98 |
| 2023-12-31 | 1,054,691 | 935,690 | 664,994 | 1.42 | 14.36 | 3.98 |
| 2024-03-31 | 1,063,200 | 938,026 | 669,896 | 1.28 | 12.20 | 4.02 |
| 2024-06-30 | 1,075,465 | 945,295 | 686,210 | 1.50 | 14.15 | 4.10 |
| 2024-09-30 | 1,089,760 | 949,591 | 694,109 | 1.57 | 14.46 | 4.14 |
| 2024-12-31 | 1,097,079 | 961,925 | 705,172 | 1.55 | 14.15 | 4.21 |
| 2025-03-31 | 1,112,883 | 968,848 | 723,191 | 1.80 | 15.53 | 4.63 |
| 2025-06-30 | 1,151,168 | 1,001,279 | 729,753 | 1.78 | 15.31 | 4.66 |
| 2025-09-30 | 1,148,211 | 990,063 | 732,132 | 1.71 | 14.44 | 4.74 |
| 2025-12-31 | 1,206,192 | 1,048,435 | 742,781 | 1.77 | 14.82 | 4.72 |
| 2026-03-31 | 1,214,543 | 1,050,158 | 752,862 | 1.55 | 12.62 | 4.57 |
| 2026-06-30 | 1,219,362 | 1,050,405 | 751,803 | 1.65 | 13.34 | 4.74 |
7 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2021-12-04 | 1 | 304155 | 261360 |
| 1992-02-29 | 50 | 737977 | 261360 |
| 1990-06-22 | 50 | 118950 | 261360 |
| 1989-04-21 | 50 | 620855 | 261360 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.