Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch

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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

CITY BANK

FDIC #25103 · TX · period 20260630

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Total assets2,544,627-0.31% YoY

Total deposits2,163,563+0.03% YoY

Net loans and leases1,636,968-0.01% YoY

Return on assets1.02%+9.82% YoY

Return on equity10.92%+14.71% YoY

Net interest margin3.52%-1.40% YoY

Peer position

Return on assets70thstrength · n=902

Return on equity68thin line · n=894

Net interest margin78thstrength · n=902

Equity to assets62ndin line · n=894

Noncurrent loans73rdstrength · n=887

Liquid assets65thin line · n=895

Brokered deposits32ndin line · n=890

Loans to deposits71ststrength · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-03-31	2,544,627	2,163,563	1,636,968	1.02	10.92	3.52
2016-06-30	2,556,556	2,173,574	1,686,476	1.19	12.68	3.54
2016-09-30	2,554,089	2,161,797	1,680,303	1.20	12.68	3.59
2016-12-31	2,496,841	2,110,329	1,663,669	1.19	12.47	3.62
2017-03-31	2,552,472	2,162,897	1,637,187	0.93	9.52	3.57
2017-06-30	2,538,211	2,154,211	1,802,590	0.97	9.93	3.67
2017-09-30	2,569,870	2,177,720	1,902,516	1.07	10.97	3.78
2017-12-31	2,569,402	2,179,023	1,843,883	1.09	11.14	3.85
2018-03-31	2,581,195	2,185,808	1,826,905	1.06	10.72	3.91
2018-06-30	2,614,649	2,207,957	1,923,491	1.63	16.61	3.96
2018-09-30	2,685,635	2,284,612	1,964,557	1.38	14.11	4.02
2018-12-31	2,710,801	2,300,139	1,972,453	1.30	13.29	4.04
2019-03-31	2,743,885	2,318,281	1,913,249	0.91	9.12	4.02
2019-06-30	2,775,396	2,348,905	1,950,414	1.00	9.89	4.02
2019-09-30	2,793,705	2,354,142	1,988,569	1.14	11.18	4.10
2019-12-31	3,235,138	2,701,088	2,168,461	1.24	11.81	4.09
2020-03-31	3,214,746	2,673,752	2,142,367	0.99	8.39	4.17
2020-06-30	3,582,477	2,954,010	2,383,855	0.87	7.54	4.02
2020-09-30	3,541,137	3,005,348	2,318,665	1.26	10.88	3.99
2020-12-31	3,597,462	3,042,225	2,287,507	1.43	12.36	3.96
2021-03-31	3,730,641	3,232,097	2,323,449	1.79	15.70	3.64
2021-06-30	3,712,352	3,244,147	2,340,437	1.71	14.93	3.62
2021-09-30	3,772,102	3,301,949	2,477,153	1.72	15.09	3.66
2021-12-31	3,899,486	3,436,684	2,471,986	1.70	15.02	3.66
2022-03-31	3,997,546	3,550,481	2,443,581	1.59	15.07	3.41
2022-06-30	3,972,525	3,529,130	2,578,657	1.67	16.36	3.81
2022-09-30	3,990,227	3,558,338	2,677,631	1.68	16.96	3.87
2022-12-31	3,942,106	3,505,476	2,739,196	1.62	16.50	3.95
2023-03-31	4,055,626	3,606,905	2,769,528	1.10	11.66	3.92
2023-06-30	4,147,517	3,672,131	2,958,084	2.10	21.89	3.89
2023-09-30	4,184,122	3,709,685	2,971,761	1.89	19.74	3.90
2023-12-31	4,202,495	3,713,371	2,986,296	1.70	17.65	3.88
2024-03-31	4,215,997	3,730,096	2,985,376	1.21	12.08	3.80
2024-06-30	4,219,253	3,719,686	3,067,685	1.21	12.11	3.82
2024-09-30	4,335,976	3,818,774	3,005,878	1.21	11.98	3.85
2024-12-31	4,230,555	3,725,623	3,032,359	1.34	13.17	3.91
2025-03-31	4,403,133	3,898,869	3,046,823	1.29	12.68	4.00
2025-06-30	4,361,766	3,852,156	3,071,150	1.39	13.72	4.18
2025-09-30	4,477,529	3,952,216	3,022,424	1.47	14.40	4.23
2025-12-31	4,478,487	3,953,902	3,109,364	1.47	14.42	4.23
2026-03-31	4,643,946	4,116,487	3,075,910	1.46	14.29	4.10
2026-06-30	5,388,227	4,721,772	3,729,980	1.52	14.40	4.21

Structure and branch footprint

36 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2026-04-01	1	583754	575254
2019-11-13	1	167864	575254
2014-08-16	1	3058619	575254
2001-06-30	1	453352	575254
2001-01-01	1	2012294	575254
2000-12-15	9	343967	575254
2000-08-19	9	814056	575254
1999-12-04	1	941859	575254
1998-08-01	1	172260	575254
1984-04-13	50	953058	575254

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.