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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2021-06-30 | 1,040,745 | 717,661 | 614,718 | -0.45 | -4.44 | 2.80 |
| 2021-09-30 | 1,061,371 | 759,320 | 642,198 | -0.20 | -1.86 | 2.73 |
| 2021-12-31 | 1,092,804 | 797,357 | 648,514 | -0.30 | -2.67 | 2.69 |
| 2022-03-31 | 1,128,631 | 848,908 | 653,375 | 0.37 | 3.25 | 2.73 |
| 2022-06-30 | 1,223,258 | 899,860 | 646,867 | 0.53 | 4.09 | 2.80 |
| 2022-09-30 | 1,169,711 | 852,195 | 722,685 | 0.52 | 3.72 | 2.91 |
| 2022-12-31 | 1,183,734 | 770,931 | 768,045 | 0.55 | 3.81 | 3.00 |
| 2023-03-31 | 1,204,175 | 739,166 | 776,053 | 0.56 | 3.43 | 2.95 |
| 2023-06-30 | 1,233,716 | 727,676 | 824,621 | 0.34 | 2.12 | 2.74 |
| 2023-09-30 | 1,239,487 | 752,413 | 835,356 | 0.25 | 1.58 | 2.60 |
| 2023-12-31 | 1,375,970 | 760,092 | 880,457 | 0.41 | 2.64 | 2.51 |
| 2024-03-31 | 1,370,559 | 773,959 | 926,496 | -0.02 | -0.12 | 2.32 |
| 2024-06-30 | 1,367,759 | 765,575 | 938,736 | 0.06 | 0.39 | 2.38 |
| 2024-09-30 | 1,371,130 | 749,054 | 966,788 | 0.10 | 0.70 | 2.44 |
| 2024-12-31 | 1,333,172 | 818,571 | 999,957 | 0.18 | 1.20 | 2.46 |
| 2025-03-31 | 1,257,047 | 848,744 | 991,587 | -0.78 | -4.93 | 2.61 |
| 2025-06-30 | 1,245,802 | 870,110 | 977,064 | -0.25 | -1.57 | 2.60 |
| 2025-09-30 | 1,334,159 | 919,441 | 1,013,144 | -2.62 | -16.84 | 2.64 |
| 2025-12-31 | 1,344,459 | 987,767 | 1,016,540 | -1.85 | -12.20 | 2.67 |
| 2026-03-31 | 1,424,577 | 1,142,340 | 1,059,262 | 0.36 | 2.63 | 2.72 |
| 2026-06-30 | 1,562,007 | 1,182,775 | 1,126,539 | 0.32 | 2.50 | 2.67 |
4 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2021-04-01 | 1 | 26176 | 2697963 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.