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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 40,319,173 | 36,132,558 | 24,307,539 | 0.55 | 6.78 | 2.86 |
| 2016-06-30 | 41,979,000 | 37,575,461 | 25,706,383 | 0.61 | 7.66 | 2.84 |
| 2016-09-30 | 45,519,605 | 40,660,962 | 26,127,363 | 0.54 | 7.05 | 2.79 |
| 2016-12-31 | 46,120,923 | 40,959,580 | 26,963,151 | 0.60 | 7.75 | 2.80 |
| 2017-03-31 | 46,180,048 | 40,977,845 | 27,923,458 | 0.75 | 9.53 | 2.77 |
| 2017-06-30 | 46,210,687 | 40,770,707 | 28,460,618 | 0.78 | 9.69 | 2.85 |
| 2017-09-30 | 47,595,875 | 42,001,840 | 29,519,405 | 0.85 | 10.49 | 2.94 |
| 2017-12-31 | 47,934,212 | 42,400,345 | 30,782,917 | 0.69 | 8.47 | 2.99 |
| 2018-03-31 | 47,890,554 | 42,180,363 | 32,047,312 | 1.07 | 12.90 | 3.29 |
| 2018-06-30 | 48,315,571 | 42,308,473 | 33,185,712 | 1.23 | 14.69 | 3.35 |
| 2018-09-30 | 48,393,372 | 42,115,549 | 33,753,381 | 1.26 | 14.71 | 3.42 |
| 2018-12-31 | 50,703,918 | 41,233,414 | 35,463,205 | 1.27 | 14.67 | 3.48 |
| 2019-03-31 | 51,849,116 | 40,994,503 | 36,299,344 | 1.11 | 12.28 | 3.50 |
| 2019-06-30 | 55,090,534 | 44,987,647 | 38,271,293 | 1.18 | 13.00 | 3.52 |
| 2019-09-30 | 58,193,096 | 49,246,076 | 40,503,142 | 1.20 | 13.28 | 3.45 |
| 2019-12-31 | 61,390,143 | 49,693,638 | 42,108,387 | 1.12 | 12.63 | 3.37 |
| 2020-03-31 | 65,954,900 | 55,887,104 | 44,340,983 | 0.62 | 7.24 | 2.86 |
| 2020-06-30 | 71,469,658 | 62,340,371 | 48,700,314 | 0.57 | 6.67 | 2.74 |
| 2020-09-30 | 72,984,004 | 63,982,800 | 49,830,315 | 0.63 | 7.38 | 2.65 |
| 2020-12-31 | 76,261,355 | 67,140,630 | 52,248,025 | 0.62 | 7.25 | 2.59 |
| 2021-03-31 | 81,469,654 | 72,241,260 | 53,427,085 | 0.68 | 8.43 | 2.29 |
| 2021-06-30 | 84,955,426 | 75,418,312 | 53,181,029 | 0.72 | 8.97 | 2.30 |
| 2021-09-30 | 89,831,054 | 80,093,535 | 54,048,437 | 0.56 | 7.13 | 2.24 |
| 2021-12-31 | 93,227,302 | 82,926,355 | 56,578,200 | 0.57 | 7.35 | 2.21 |
| 2022-03-31 | 91,770,285 | 81,307,344 | 57,801,794 | 0.50 | 6.66 | 2.13 |
| 2022-06-30 | 91,119,374 | 79,761,721 | 61,506,451 | 0.55 | 7.38 | 2.26 |
| 2022-09-30 | 90,731,909 | 77,292,473 | 62,581,910 | 0.62 | 8.51 | 2.43 |
| 2022-12-31 | 96,504,709 | 75,445,967 | 64,996,615 | 0.67 | 9.19 | 2.59 |
| 2023-03-31 | 96,370,058 | 75,144,656 | 65,472,600 | 0.58 | 7.37 | 2.84 |
| 2023-06-30 | 94,596,111 | 73,924,393 | 66,479,837 | 0.51 | 6.20 | 2.79 |
| 2023-09-30 | 96,839,227 | 77,381,036 | 65,054,019 | -2.21 | -24.97 | 2.78 |
| 2023-12-31 | 93,373,306 | 75,598,648 | 63,505,082 | -1.65 | -17.82 | 2.94 |
| 2024-03-31 | 92,425,114 | 76,789,550 | 62,590,045 | 0.71 | 6.28 | 3.28 |
| 2024-06-30 | 92,245,097 | 76,406,695 | 62,843,814 | 0.73 | 6.37 | 3.29 |
| 2024-09-30 | 92,111,406 | 76,703,638 | 61,963,426 | 0.77 | 6.67 | 3.31 |
| 2024-12-31 | 92,193,181 | 76,624,504 | 62,266,962 | 0.84 | 7.22 | 3.33 |
| 2025-03-31 | 93,149,075 | 76,488,039 | 63,111,204 | 0.69 | 5.57 | 3.21 |
| 2025-06-30 | 94,207,350 | 77,761,501 | 64,304,909 | 0.80 | 6.43 | 3.21 |
| 2025-09-30 | 96,473,902 | 80,218,329 | 65,710,464 | 0.90 | 7.27 | 3.24 |
| 2025-12-31 | 98,429,760 | 78,538,052 | 68,195,885 | 0.95 | 7.63 | 3.27 |
| 2026-03-31 | 99,947,369 | 81,067,113 | 68,798,768 | 0.74 | 6.10 | 3.19 |
| 2026-06-30 | 99,102,519 | 81,510,141 | 68,462,734 | 0.97 | 8.15 | 3.24 |
71 current branch locations across 8 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2011-04-09 | 50 | 2896298 | 63069 |
| 2010-05-29 | 50 | 2714570 | 63069 |
| 2010-05-08 | 50 | 2912367 | 63069 |
| 2009-12-19 | 50 | 1349890 | 63069 |
| 2007-05-01 | 1 | 2352815 | 63069 |
| 2002-03-01 | 1 | 533964 | 63069 |
| 2000-03-01 | 1 | 518868 | 63069 |
| 1999-08-28 | 1 | 660767 | 63069 |
| 1998-12-31 | 1 | 1389908 | 63069 |
| 1998-01-10 | 1 | 221962 | 63069 |
| 1997-01-25 | 1 | 689562 | 63069 |
| 1997-01-18 | 1 | 928869 | 63069 |
| 1997-01-18 | 1 | 1002168 | 63069 |
| 1995-12-31 | 1 | 645764 | 63069 |
| 1990-06-30 | 1 | 752363 | 63069 |
| 1968-08-31 | 1 | 341561 | 63069 |
| 1965-11-02 | 1 | 601162 | 63069 |
| 1965-04-02 | 1 | 246460 | 63069 |
| 1965-02-26 | 1 | 414465 | 63069 |
| 1960-12-01 | 1 | 963066 | 63069 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.