Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage

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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

CITY NB OF FLORIDA

FDIC #20234 · FL · period 20260630

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Total assets7,103,818-16.67% YoY

Total deposits4,768,962-21.14% YoY

Net loans and leases4,211,327-24.18% YoY

Return on assets0.78%-32.40% YoY

Return on equity5.62%-41.40% YoY

Net interest margin3.16%+5.01% YoY

Peer position

Return on assets53rdin line · n=112

Return on equity63rdin line · n=108

Net interest margin24thopportunity · n=112

Equity to assets33rdin line · n=108

Noncurrent loans41stin line · n=106

Liquid assets60thin line · n=108

Brokered deposits42ndin line · n=107

Loans to deposits23rdopportunity · n=107

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-03-31	7,103,818	4,768,962	4,211,327	0.78	5.62	3.16
2016-06-30	7,269,121	4,846,978	4,731,015	0.83	6.05	3.15
2016-09-30	7,755,844	5,127,423	4,971,494	0.86	6.38	3.17
2016-12-31	8,253,312	5,575,319	5,324,467	0.95	7.20	3.18
2017-03-31	8,524,659	6,047,518	5,554,198	1.16	9.59	3.01
2017-06-30	8,900,801	6,687,905	6,078,243	1.01	8.47	3.01
2017-09-30	9,844,497	7,336,896	6,373,047	0.99	8.51	3.01
2017-12-31	10,169,820	7,822,024	7,061,876	0.57	5.04	3.01
2018-03-31	10,807,297	8,253,215	7,423,970	0.98	9.75	3.00
2018-06-30	14,100,092	10,911,681	9,974,953	0.89	8.32	2.83
2018-09-30	13,951,549	10,657,115	10,031,378	0.85	7.68	3.00
2018-12-31	14,325,826	11,287,628	10,110,002	0.76	6.71	3.04
2019-03-31	14,782,939	11,442,565	10,331,112	1.04	8.79	3.07
2019-06-30	15,052,097	11,806,212	10,593,353	1.05	8.82	3.00
2019-09-30	15,248,282	11,558,840	10,701,889	1.08	9.01	2.97
2019-12-31	15,841,001	11,853,685	10,923,656	1.08	9.04	2.93
2020-03-31	16,241,158	11,891,287	11,128,769	0.82	6.85	2.88
2020-06-30	17,446,729	13,265,717	12,502,955	0.70	5.98	2.87
2020-09-30	17,382,180	13,347,825	12,276,903	0.72	6.16	2.88
2020-12-31	18,513,858	14,960,988	12,320,003	0.74	6.38	2.96
2021-03-31	19,742,021	16,255,753	12,468,668	1.10	10.29	2.87
2021-06-30	20,235,407	16,694,979	12,332,707	1.17	10.99	2.87
2021-09-30	20,614,665	17,153,046	12,372,320	1.19	11.26	2.84
2021-12-31	21,920,313	18,405,705	13,279,859	1.20	11.48	2.82
2022-03-31	22,101,038	18,807,708	14,039,629	1.16	11.89	2.79
2022-06-30	23,177,678	19,211,197	14,786,976	1.23	13.08	2.91
2022-09-30	24,176,063	19,452,294	15,846,763	1.20	13.25	2.93
2022-12-31	25,260,713	20,252,877	16,556,370	1.17	13.23	2.88
2023-03-31	26,204,489	22,081,259	16,917,007	0.91	11.23	2.41
2023-06-30	26,311,788	21,994,297	17,330,121	0.84	10.31	2.25
2023-09-30	26,039,410	21,482,170	17,476,374	0.78	9.54	2.13
2023-12-31	26,139,361	21,041,048	17,422,640	0.63	7.53	2.06
2024-03-31	26,126,524	21,061,087	17,321,975	0.54	5.92	1.92
2024-06-30	26,204,165	20,968,845	17,551,542	0.51	5.60	1.93
2024-09-30	26,189,033	20,709,830	17,913,061	0.22	2.34	2.00
2024-12-31	26,506,696	20,859,402	18,198,102	0.34	3.61	2.10
2025-03-31	27,175,452	21,966,925	18,752,266	0.82	8.60	2.55
2025-06-30	27,059,543	21,529,120	18,927,790	0.90	9.29	2.59
2025-09-30	27,770,671	21,954,583	19,583,242	0.93	9.48	2.63
2025-12-31	28,048,551	21,943,367	19,636,395	0.96	9.62	2.71
2026-03-31	28,626,294	22,071,798	20,158,488	1.19	11.41	2.94
2026-06-30	29,112,337	22,105,271	20,380,280	1.24	11.86	2.97

Structure and branch footprint

30 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2020-10-10	1	1002430	814430
2018-06-16	1	790534	814430
1987-06-01	1	660132	814430

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.