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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,505,604 | 1,287,436 | 993,563 | 1.45 | 14.88 | 3.89 |
| 2016-06-30 | 1,358,611 | 1,122,091 | 1,019,542 | 1.53 | 15.18 | 4.05 |
| 2016-09-30 | 1,370,897 | 1,139,839 | 1,036,343 | 1.41 | 13.73 | 4.06 |
| 2016-12-31 | 1,375,455 | 1,126,066 | 1,044,469 | 1.34 | 12.87 | 4.06 |
| 2017-03-31 | 1,567,593 | 1,349,264 | 1,063,680 | 1.36 | 13.16 | 3.96 |
| 2017-06-30 | 1,460,693 | 1,199,220 | 1,092,498 | 1.24 | 11.79 | 4.03 |
| 2017-09-30 | 1,494,831 | 1,232,663 | 1,133,708 | 1.20 | 11.29 | 4.05 |
| 2017-12-31 | 1,521,910 | 1,235,053 | 1,153,724 | 1.18 | 10.99 | 4.11 |
| 2018-03-31 | 1,596,533 | 1,321,434 | 1,143,323 | 1.84 | 16.91 | 4.26 |
| 2018-06-30 | 1,544,141 | 1,171,649 | 1,171,223 | 1.64 | 14.81 | 4.27 |
| 2018-09-30 | 2,079,433 | 1,591,525 | 1,506,338 | 1.35 | 11.37 | 4.05 |
| 2018-12-31 | 2,133,513 | 1,599,698 | 1,549,653 | 1.40 | 11.38 | 4.21 |
| 2019-03-31 | 2,271,534 | 1,787,735 | 1,560,815 | 1.82 | 13.55 | 4.51 |
| 2019-06-30 | 2,196,548 | 1,656,371 | 1,587,547 | 1.72 | 12.56 | 4.51 |
| 2019-09-30 | 2,261,665 | 1,654,982 | 1,643,479 | 1.61 | 11.68 | 4.39 |
| 2019-12-31 | 2,304,000 | 1,702,923 | 1,696,488 | 1.55 | 11.22 | 4.34 |
| 2020-03-31 | 2,571,288 | 2,007,750 | 1,733,809 | 1.34 | 10.08 | 4.27 |
| 2020-06-30 | 2,807,092 | 2,086,867 | 2,021,068 | 1.16 | 9.12 | 3.98 |
| 2020-09-30 | 2,810,700 | 2,085,121 | 2,031,559 | 1.15 | 9.19 | 3.83 |
| 2020-12-31 | 2,756,415 | 2,208,653 | 2,039,475 | 1.23 | 9.82 | 3.83 |
| 2021-03-31 | 3,053,655 | 2,496,065 | 2,044,875 | 1.51 | 12.69 | 3.63 |
| 2021-06-30 | 2,920,369 | 2,420,462 | 1,999,617 | 1.38 | 11.60 | 3.62 |
| 2021-09-30 | 2,947,617 | 2,445,179 | 1,984,056 | 1.36 | 11.38 | 3.63 |
| 2021-12-31 | 3,006,039 | 2,462,301 | 1,973,210 | 1.40 | 11.38 | 3.59 |
| 2022-03-31 | 3,180,006 | 2,660,979 | 1,995,949 | 1.23 | 9.61 | 3.35 |
| 2022-06-30 | 3,034,383 | 2,494,245 | 2,040,953 | 1.21 | 9.65 | 3.48 |
| 2022-09-30 | 3,234,460 | 2,720,457 | 2,304,332 | 1.22 | 10.13 | 3.49 |
| 2022-12-31 | 3,533,305 | 2,641,593 | 2,518,839 | 1.28 | 10.65 | 3.70 |
| 2023-03-31 | 3,580,646 | 2,870,290 | 2,547,335 | 1.60 | 13.61 | 4.28 |
| 2023-06-30 | 3,609,742 | 2,956,392 | 2,604,146 | 1.40 | 11.84 | 4.17 |
| 2023-09-30 | 3,718,311 | 2,805,124 | 2,721,199 | 1.35 | 11.55 | 4.10 |
| 2023-12-31 | 3,842,524 | 2,993,171 | 2,826,292 | 1.28 | 10.98 | 3.99 |
| 2024-03-31 | 3,871,898 | 2,990,716 | 2,863,006 | 0.76 | 6.50 | 3.40 |
| 2024-06-30 | 4,002,847 | 2,985,405 | 2,980,445 | 0.78 | 6.82 | 3.32 |
| 2024-09-30 | 4,050,396 | 3,225,003 | 3,010,977 | 0.84 | 7.30 | 3.34 |
| 2024-12-31 | 4,089,119 | 3,220,673 | 3,042,226 | 0.89 | 7.79 | 3.39 |
| 2025-03-31 | 4,140,665 | 3,250,621 | 3,068,076 | 1.13 | 10.05 | 3.63 |
| 2025-06-30 | 4,176,759 | 3,204,666 | 3,121,402 | 1.16 | 10.28 | 3.70 |
| 2025-09-30 | 4,105,295 | 3,240,343 | 3,063,751 | 1.22 | 10.24 | 3.71 |
| 2025-12-31 | 4,326,380 | 3,490,179 | 3,235,206 | 1.22 | 9.82 | 3.82 |
| 2026-03-31 | 4,290,141 | 3,521,322 | 3,196,071 | 1.46 | 10.11 | 3.97 |
| 2026-06-30 | 4,286,454 | 3,486,108 | 3,221,699 | 1.45 | 9.91 | 4.02 |
42 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2025-11-07 | 1 | 457220 | 542528 |
| 2023-09-01 | 1 | 5896516 | 542528 |
| 2022-07-01 | 1 | 896427 | 542528 |
| 2018-09-15 | 1 | 88772 | 542528 |
| 2015-03-07 | 1 | 2837077 | 542528 |
| 2009-07-01 | 1 | 1069200 | 542528 |
| 2007-12-18 | 1 | 233022 | 542528 |
| 2007-10-04 | 50 | 137120 | 542528 |
| 2006-08-25 | 1 | 2905556 | 542528 |
| 2005-10-15 | 1 | 555724 | 542528 |
| 2003-01-02 | 1 | 969817 | 542528 |
| 2002-04-01 | 1 | 560120 | 542528 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.