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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-03-31 | 1,011,712 | 878,024 | 745,121 | 1.53 | 12.88 | 4.61 |
| 2026-06-30 | 1,026,081 | 887,494 | 753,472 | 1.65 | 14.00 | 4.64 |
12 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2005-10-11 | 1 | 728733 | 886624 |
| Period | Type | Headline | Status |
|---|---|---|---|
| 2018-02-12 | regulatory action | Civil Money Penalty, $14,000 | published |
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.