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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-09-30 | 1,102,935 | 866,590 | 801,633 | 0.71 | 6.85 | 3.58 |
| 2020-12-31 | 1,146,492 | 900,668 | 808,958 | 0.71 | 6.99 | 3.65 |
| 2021-03-31 | 1,179,577 | 1,029,149 | 863,212 | 1.12 | 12.02 | 3.66 |
| 2021-06-30 | 1,259,476 | 1,118,770 | 858,507 | 1.13 | 12.15 | 3.52 |
| 2021-09-30 | 1,331,921 | 1,176,736 | 848,023 | 1.10 | 12.03 | 3.47 |
| 2021-12-31 | 1,610,074 | 1,426,287 | 1,011,421 | 1.00 | 10.95 | 3.43 |
| 2022-03-31 | 1,668,204 | 1,490,918 | 1,043,971 | 0.97 | 11.23 | 3.14 |
| 2022-06-30 | 1,711,718 | 1,508,372 | 1,160,868 | 1.07 | 12.78 | 3.34 |
| 2022-09-30 | 1,721,357 | 1,544,497 | 1,220,154 | 1.11 | 13.59 | 3.53 |
| 2022-12-31 | 1,833,451 | 1,553,197 | 1,330,741 | 1.16 | 14.28 | 3.64 |
| 2023-03-31 | 2,020,823 | 1,736,515 | 1,374,617 | 1.50 | 18.90 | 3.57 |
| 2023-06-30 | 1,961,257 | 1,762,532 | 1,419,271 | 1.39 | 17.14 | 3.64 |
| 2023-09-30 | 1,996,106 | 1,792,233 | 1,460,750 | 1.28 | 15.60 | 3.61 |
| 2023-12-31 | 2,024,175 | 1,753,341 | 1,485,085 | 1.34 | 15.87 | 3.62 |
| 2024-03-31 | 2,049,528 | 1,751,499 | 1,498,797 | 0.56 | 5.87 | 3.38 |
| 2024-06-30 | 2,113,953 | 1,807,636 | 1,580,960 | 0.88 | 9.28 | 3.46 |
| 2024-09-30 | 2,128,515 | 1,809,401 | 1,588,236 | 1.11 | 11.50 | 3.49 |
| 2024-12-31 | 2,097,070 | 1,836,446 | 1,566,358 | 1.12 | 11.45 | 3.47 |
| 2025-03-31 | 2,188,029 | 1,938,553 | 1,642,609 | 1.00 | 9.77 | 3.42 |
| 2025-06-30 | 2,218,058 | 1,968,835 | 1,718,803 | 1.07 | 10.55 | 3.50 |
| 2025-09-30 | 2,253,090 | 1,951,928 | 1,766,541 | 1.14 | 10.98 | 3.59 |
| 2025-12-31 | 2,304,649 | 1,990,249 | 1,769,505 | 1.17 | 11.12 | 3.62 |
| 2026-03-31 | 2,346,155 | 2,059,588 | 1,811,050 | 1.11 | 10.00 | 3.61 |
| 2026-06-30 | 2,418,168 | 2,053,019 | 1,908,665 | 1.17 | 10.69 | 3.64 |
11 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2021-10-02 | 1 | 2992501 | 3274709 |
| 2018-07-18 | 1 | 3549180 | 3274709 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.