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Regulatory profile
Orlando, FL · FDIC certificate #34908 · RSSD 2847142
COGENT BANK is an FDIC-insured institution based in Orlando, FL (FDIC certificate #34908). In its Q2 2026 Call Report it reported total assets of $2.5B, total deposits of $2.2B and net loans of $1.8B. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for COGENT BANK from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 11.95% |
|---|---|
| Equity to assets | 9.92% |
| Noncurrent loans ratio | 0.39% |
| Nonaccrual loans ratio | 0.36% |
| Loan to deposit ratio | 83.45% |
| Liquid assets ratio | 24.87% |
| Brokered deposit ratio | 3.38% |
| Total deposits | $2.2B |
| Net loans and leases | $1.8B |