Loading bank profile
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,832,181 | 1,250,511 | 490,122 | 0.46 | 4.21 | 2.02 |
| 2016-06-30 | 1,786,908 | 1,383,240 | 494,461 | 0.23 | 2.14 | 2.02 |
| 2016-09-30 | 1,884,455 | 1,597,543 | 480,956 | 0.40 | 3.74 | 1.98 |
| 2016-12-31 | 1,719,305 | 1,164,569 | 558,184 | 0.51 | 4.73 | 2.00 |
| 2017-03-31 | 1,720,818 | 1,132,707 | 548,418 | 0.86 | 7.61 | 2.17 |
| 2017-06-30 | 1,736,241 | 1,228,963 | 679,455 | 0.83 | 7.35 | 2.25 |
| 2017-09-30 | 1,772,141 | 1,267,052 | 733,501 | 0.85 | 7.54 | 2.28 |
| 2017-12-31 | 1,812,082 | 1,095,401 | 800,718 | 1.02 | 9.05 | 2.28 |
| 2018-03-31 | 1,858,868 | 1,165,078 | 866,259 | 0.93 | 8.38 | 2.12 |
| 2018-06-30 | 1,876,048 | 1,229,014 | 924,580 | 0.77 | 6.99 | 2.18 |
| 2018-09-30 | 1,828,342 | 1,270,668 | 938,299 | 0.89 | 7.99 | 2.28 |
| 2018-12-31 | 1,847,790 | 991,391 | 1,002,340 | 0.85 | 7.53 | 2.32 |
| 2019-03-31 | 1,741,154 | 1,153,941 | 999,807 | 0.19 | 1.60 | 2.59 |
| 2019-06-30 | 1,775,927 | 1,510,581 | 1,006,871 | 0.43 | 3.50 | 2.63 |
| 2019-09-30 | 2,146,723 | 1,864,820 | 979,329 | 0.61 | 5.16 | 2.57 |
| 2019-12-31 | 2,019,707 | 1,394,660 | 936,811 | 0.84 | 7.10 | 2.56 |
| 2020-03-31 | 2,075,372 | 1,687,281 | 930,846 | -0.12 | -1.06 | 2.20 |
| 2020-06-30 | 2,337,442 | 2,078,672 | 950,210 | 0.34 | 3.11 | 1.91 |
| 2020-09-30 | 2,507,444 | 2,239,498 | 1,158,888 | 0.80 | 7.59 | 1.87 |
| 2020-12-31 | 2,001,944 | 1,734,845 | 1,090,259 | 0.84 | 7.74 | 1.90 |
| 2021-03-31 | 1,964,416 | 1,711,987 | 1,285,534 | 0.59 | 4.82 | 2.09 |
| 2021-06-30 | 1,825,002 | 1,403,926 | 1,234,759 | 0.83 | 6.64 | 2.28 |
| 2021-09-30 | 2,290,638 | 1,437,992 | 1,808,499 | 0.57 | 4.81 | 2.23 |
| 2021-12-31 | 2,085,239 | 1,085,015 | 1,615,126 | 0.65 | 5.43 | 2.34 |
| 2022-03-31 | 2,058,115 | 1,213,660 | 1,598,123 | 3.26 | 27.58 | 2.42 |
| 2022-06-30 | 2,143,671 | 1,225,097 | 1,613,429 | 2.97 | 25.08 | 2.43 |
| 2022-09-30 | 2,108,698 | 1,225,384 | 1,539,921 | 2.46 | 20.56 | 2.38 |
| 2022-12-31 | 2,028,684 | 867,861 | 1,529,109 | 2.09 | 17.42 | 2.32 |
| 2023-03-31 | 2,020,637 | 1,086,260 | 1,538,869 | 0.56 | 4.54 | 1.60 |
| 2023-06-30 | 2,223,577 | 1,164,354 | 1,569,731 | 0.62 | 5.16 | 1.56 |
| 2023-09-30 | 2,205,196 | 1,306,588 | 1,549,871 | 1.00 | 8.41 | 1.64 |
| 2023-12-31 | 2,331,251 | 1,129,598 | 1,544,596 | 0.98 | 8.44 | 1.62 |
| 2024-03-31 | 2,333,633 | 1,190,629 | 1,559,412 | 0.52 | 5.02 | 1.40 |
| 2024-06-30 | 2,363,766 | 1,314,041 | 1,641,332 | 0.51 | 4.95 | 1.37 |
| 2024-09-30 | 2,372,924 | 1,444,743 | 1,651,821 | 0.53 | 5.04 | 1.44 |
| 2024-12-31 | 2,317,950 | 1,202,531 | 1,668,542 | 0.62 | 5.93 | 1.42 |
| 2025-03-31 | 2,224,256 | 1,325,031 | 1,588,921 | 0.13 | 1.22 | 1.33 |
| 2025-06-30 | 2,407,912 | 1,498,217 | 1,587,966 | 0.37 | 3.56 | 1.43 |
| 2025-09-30 | 2,567,051 | 1,683,264 | 1,677,681 | 0.53 | 5.19 | 1.61 |
| 2025-12-31 | 2,723,291 | 1,395,065 | 1,691,857 | 0.57 | 5.67 | 1.64 |
| 2026-03-31 | 2,577,832 | 1,506,160 | 1,719,756 | 0.25 | 2.62 | 1.93 |
| 2026-06-30 | 2,311,952 | 1,609,855 | 1,637,400 | 0.39 | 3.87 | 1.95 |
1 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 1990-06-30 | 50 | 937571 | 1718469 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.