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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 4,864,638 | 3,709,693 | 3,826,046 | 0.74 | 7.62 | 2.87 |
| 2016-06-30 | 4,951,023 | 3,742,265 | 3,859,151 | 0.73 | 7.46 | 2.86 |
| 2016-09-30 | 5,045,061 | 3,853,635 | 3,930,304 | 0.75 | 7.61 | 2.85 |
| 2016-12-31 | 5,116,114 | 3,898,031 | 4,089,746 | 0.76 | 7.82 | 2.87 |
| 2017-03-31 | 5,224,620 | 3,987,979 | 4,205,334 | 0.86 | 9.16 | 2.98 |
| 2017-06-30 | 5,348,514 | 4,033,956 | 4,307,370 | 0.80 | 8.60 | 2.98 |
| 2017-09-30 | 5,414,447 | 4,154,969 | 4,307,380 | 0.60 | 6.33 | 2.98 |
| 2017-12-31 | 5,757,490 | 4,290,426 | 4,399,394 | 0.52 | 5.56 | 2.96 |
| 2018-03-31 | 6,558,058 | 5,426,699 | 4,477,583 | 0.81 | 9.68 | 2.79 |
| 2018-06-30 | 6,264,930 | 4,529,817 | 4,647,302 | 0.84 | 8.79 | 2.83 |
| 2018-09-30 | 6,558,098 | 4,557,932 | 4,844,847 | 0.80 | 8.04 | 2.79 |
| 2018-12-31 | 6,680,371 | 4,598,884 | 4,924,273 | 0.81 | 7.85 | 2.78 |
| 2019-03-31 | 6,810,670 | 4,819,170 | 4,947,931 | 0.85 | 7.55 | 2.67 |
| 2019-06-30 | 6,968,327 | 4,880,689 | 5,048,489 | 0.78 | 6.95 | 2.60 |
| 2019-09-30 | 7,055,516 | 4,977,891 | 5,116,791 | 0.80 | 7.13 | 2.57 |
| 2019-12-31 | 8,177,933 | 5,849,349 | 6,138,757 | 0.78 | 7.21 | 2.57 |
| 2020-03-31 | 8,307,301 | 5,939,158 | 6,182,938 | 0.34 | 3.57 | 2.63 |
| 2020-06-30 | 8,957,468 | 6,732,750 | 6,577,029 | 0.53 | 5.39 | 2.68 |
| 2020-09-30 | 8,851,346 | 6,751,204 | 6,397,479 | 0.59 | 5.96 | 2.68 |
| 2020-12-31 | 8,784,587 | 6,904,990 | 6,113,245 | 0.67 | 6.83 | 2.71 |
| 2021-03-31 | 9,029,332 | 7,090,019 | 6,153,260 | 0.94 | 9.47 | 2.66 |
| 2021-06-30 | 9,055,530 | 7,147,268 | 5,949,111 | 1.06 | 10.50 | 2.68 |
| 2021-09-30 | 9,192,585 | 7,266,046 | 6,014,953 | 1.02 | 9.93 | 2.67 |
| 2021-12-31 | 8,920,031 | 7,472,007 | 6,141,450 | 1.03 | 9.96 | 2.71 |
| 2022-03-31 | 8,935,063 | 7,469,683 | 6,276,326 | 0.93 | 8.95 | 2.89 |
| 2022-06-30 | 9,443,228 | 7,893,829 | 6,771,186 | 0.97 | 9.34 | 2.96 |
| 2022-09-30 | 9,701,912 | 7,979,425 | 7,113,614 | 0.93 | 9.18 | 3.01 |
| 2022-12-31 | 10,094,596 | 7,889,191 | 7,455,094 | 0.92 | 9.28 | 3.00 |
| 2023-03-31 | 10,313,354 | 7,509,780 | 7,562,516 | 0.73 | 7.84 | 2.59 |
| 2023-06-30 | 9,765,022 | 7,599,861 | 7,527,418 | 0.41 | 4.33 | 2.43 |
| 2023-09-30 | 9,982,399 | 7,586,665 | 7,598,746 | 0.40 | 4.23 | 2.33 |
| 2023-12-31 | 10,336,879 | 7,706,970 | 7,646,156 | 0.35 | 3.80 | 2.24 |
| 2024-03-31 | 10,310,306 | 7,701,712 | 7,583,159 | -0.05 | -0.59 | 1.82 |
| 2024-06-30 | 10,465,609 | 7,656,959 | 7,591,330 | 0.07 | 0.78 | 1.86 |
| 2024-09-30 | 10,414,493 | 7,817,506 | 7,662,657 | 0.12 | 1.28 | 1.89 |
| 2024-12-31 | 10,472,322 | 8,149,723 | 7,860,414 | -0.09 | -0.98 | 1.91 |
| 2025-03-31 | 10,607,834 | 8,253,380 | 7,969,688 | 0.34 | 3.42 | 2.14 |
| 2025-06-30 | 10,734,732 | 8,197,470 | 8,114,656 | 0.40 | 4.03 | 2.20 |
| 2025-09-30 | 10,858,331 | 8,330,985 | 8,206,901 | 0.45 | 4.47 | 2.26 |
| 2025-12-31 | 11,018,560 | 8,526,735 | 8,224,808 | 0.48 | 4.81 | 2.31 |
| 2026-03-31 | 11,009,182 | 8,453,927 | 8,190,917 | 0.54 | 5.32 | 2.43 |
| 2026-06-30 | 12,166,315 | 9,578,993 | 8,422,545 | 0.52 | 5.31 | 2.39 |
69 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2026-07-21 | 1 | 28013 | 174572 |
| 2024-10-05 | 1 | 588478 | 174572 |
| 2022-05-02 | 1 | 148809 | 174572 |
| 2020-04-01 | 1 | 324274 | 174572 |
| 2019-11-01 | 1 | 527507 | 174572 |
| 1981-06-01 | 1 | 496470 | 174572 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.