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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-12-31 | 1,031,475 | 893,194 | 602,263 | 1.18 | 12.34 | 3.28 |
| 2021-03-31 | 1,109,990 | 971,048 | 575,826 | 1.11 | 12.98 | 2.80 |
| 2021-06-30 | 1,128,730 | 988,834 | 545,620 | 1.06 | 12.44 | 2.64 |
| 2021-09-30 | 1,111,539 | 971,087 | 539,312 | 1.06 | 12.44 | 2.70 |
| 2021-12-31 | 1,143,994 | 1,003,991 | 541,767 | 1.00 | 11.82 | 2.66 |
| 2022-03-31 | 1,134,699 | 995,969 | 560,501 | 0.99 | 11.85 | 2.57 |
| 2022-06-30 | 1,126,474 | 994,266 | 575,345 | 1.07 | 12.94 | 2.73 |
| 2022-09-30 | 1,161,528 | 1,030,083 | 603,163 | 1.14 | 14.00 | 2.88 |
| 2022-12-31 | 1,158,800 | 1,024,223 | 620,385 | 1.19 | 14.59 | 3.02 |
| 2023-03-31 | 1,143,063 | 1,007,856 | 641,466 | 1.40 | 16.70 | 3.32 |
| 2023-06-30 | 1,155,783 | 1,022,085 | 658,230 | 1.34 | 15.90 | 3.33 |
| 2023-09-30 | 1,156,221 | 1,018,278 | 674,258 | 1.30 | 15.30 | 3.31 |
| 2023-12-31 | 1,178,273 | 1,027,698 | 694,797 | 1.30 | 15.03 | 3.34 |
| 2024-03-31 | 1,155,894 | 1,010,499 | 703,791 | 1.04 | 11.28 | 3.34 |
| 2024-06-30 | 1,166,934 | 1,024,293 | 711,557 | 0.81 | 8.75 | 3.30 |
| 2024-09-30 | 1,208,782 | 1,071,091 | 712,887 | 0.90 | 9.63 | 3.30 |
| 2024-12-31 | 1,191,045 | 1,045,383 | 730,329 | 0.87 | 9.31 | 3.34 |
| 2025-03-31 | 1,218,285 | 1,071,288 | 753,266 | 1.25 | 12.97 | 3.44 |
| 2025-06-30 | 1,237,818 | 1,090,017 | 779,819 | 1.24 | 12.89 | 3.53 |
| 2025-09-30 | 1,247,943 | 1,097,334 | 801,712 | 1.28 | 13.19 | 3.61 |
| 2025-12-31 | 1,292,368 | 1,128,690 | 817,521 | 1.11 | 11.41 | 3.66 |
| 2026-03-31 | 1,265,131 | 1,102,889 | 840,317 | 1.43 | 14.47 | 3.82 |
| 2026-06-30 | 1,295,187 | 1,134,721 | 855,970 | 1.46 | 14.64 | 3.88 |
16 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2008-11-01 | 1 | 385976 | 189129 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.