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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2019-09-30 | 1,016,735 | 901,048 | 736,195 | 0.73 | 7.22 | 4.39 |
| 2019-12-31 | 1,084,381 | 966,853 | 768,506 | 0.91 | 9.07 | 4.34 |
| 2020-03-31 | 1,048,656 | 929,943 | 813,601 | 0.43 | 4.22 | 4.10 |
| 2020-06-30 | 1,427,144 | 1,203,151 | 1,006,280 | 0.38 | 4.18 | 3.64 |
| 2020-09-30 | 1,587,533 | 1,355,612 | 1,024,663 | 0.43 | 5.03 | 3.39 |
| 2020-12-31 | 1,613,806 | 1,382,724 | 1,039,209 | 0.47 | 5.49 | 3.24 |
| 2021-03-31 | 1,645,773 | 1,421,771 | 1,149,227 | 1.02 | 11.97 | 2.83 |
| 2021-06-30 | 1,691,768 | 1,522,673 | 1,100,753 | 0.92 | 10.77 | 2.98 |
| 2021-09-30 | 1,764,126 | 1,589,113 | 1,078,907 | 0.88 | 10.12 | 3.00 |
| 2021-12-31 | 2,028,541 | 1,704,760 | 1,159,265 | 0.92 | 10.69 | 2.95 |
| 2022-03-31 | 1,972,180 | 1,792,177 | 1,188,142 | 0.71 | 8.83 | 2.90 |
| 2022-06-30 | 1,940,881 | 1,771,415 | 1,276,006 | 0.79 | 10.12 | 3.17 |
| 2022-09-30 | 1,929,480 | 1,743,374 | 1,348,176 | 0.92 | 11.93 | 3.41 |
| 2022-12-31 | 2,129,693 | 1,795,290 | 1,448,743 | 0.89 | 11.81 | 3.43 |
| 2023-03-31 | 2,198,157 | 1,820,060 | 1,522,238 | 0.53 | 7.60 | 3.16 |
| 2023-06-30 | 2,253,272 | 1,869,037 | 1,550,925 | 0.57 | 8.20 | 3.13 |
| 2023-09-30 | 2,254,831 | 1,819,543 | 1,603,683 | 0.61 | 8.75 | 3.14 |
| 2023-12-31 | 2,425,518 | 1,890,241 | 1,706,845 | 0.67 | 9.63 | 3.16 |
| 2024-03-31 | 2,438,690 | 1,997,268 | 1,724,934 | 0.84 | 11.96 | 3.27 |
| 2024-06-30 | 2,479,083 | 2,027,101 | 1,677,240 | 0.83 | 11.62 | 3.36 |
| 2024-09-30 | 2,531,539 | 2,062,015 | 1,761,914 | 0.84 | 11.53 | 3.35 |
| 2024-12-31 | 3,537,560 | 2,857,159 | 2,483,976 | 0.59 | 7.80 | 3.40 |
| 2025-03-31 | 3,625,686 | 2,991,239 | 2,536,005 | 0.99 | 11.84 | 3.54 |
| 2025-06-30 | 3,698,411 | 3,051,294 | 2,586,728 | 1.04 | 12.35 | 3.64 |
| 2025-09-30 | 3,846,280 | 3,224,198 | 2,632,597 | 1.08 | 12.79 | 3.72 |
| 2025-12-31 | 3,701,611 | 3,069,453 | 2,727,948 | 1.16 | 13.41 | 3.77 |
| 2026-03-31 | 3,899,410 | 3,390,468 | 2,726,556 | 1.31 | 14.38 | 3.90 |
| 2026-06-30 | 3,979,541 | 3,455,518 | 2,747,256 | 1.34 | 14.75 | 3.92 |
10 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2024-11-01 | 1 | 2483438 | 3189063 |
| 2016-05-01 | 1 | 667869 | 3189063 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.