Regulatory profile
Mott, ND · FDIC certificate #15741
COMMERCIAL BANK OF MOTT is an FDIC-insured institution based in Mott, ND (FDIC certificate #15741). In its Q3 2026 Call Report it reported total assets of $140M, total deposits of $115M and net loans of $105M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for COMMERCIAL BANK OF MOTT from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $115M |
|---|---|
| Net loans and leases | $105M |
Plain-language readout
COMMERCIAL BANK OF MOTT in Mott, ND funds its loans with $115M of deposits and holds $105M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for COMMERCIAL BANK OF MOTT in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 91.17% in Q3 2026, against 81.82% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $105M | $115M | 91.17% |
| Q2 2026 | $104M | $116M | 89.79% |
| Q1 2026 | $100M | $122M | 81.82% |