Loading bank profile
Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-09-30 | 1,008,049 | 844,602 | 639,771 | 1.12 | 11.32 | 4.20 |
| 2020-12-31 | 1,009,718 | 868,751 | 630,694 | 1.20 | 12.21 | 4.11 |
| 2021-03-31 | 1,132,957 | 976,570 | 637,475 | 1.37 | 15.47 | 3.28 |
| 2021-06-30 | 1,211,454 | 1,053,662 | 660,893 | 1.32 | 14.95 | 3.21 |
| 2021-09-30 | 1,249,087 | 1,110,951 | 673,055 | 1.43 | 16.14 | 3.39 |
| 2021-12-31 | 1,274,626 | 1,158,371 | 699,194 | 1.38 | 15.76 | 3.40 |
| 2022-03-31 | 1,315,741 | 1,215,624 | 705,747 | 1.21 | 15.55 | 3.09 |
| 2022-06-30 | 1,294,030 | 1,201,843 | 757,692 | 1.23 | 16.57 | 3.22 |
| 2022-09-30 | 1,293,819 | 1,202,508 | 800,672 | 1.26 | 17.44 | 3.36 |
| 2022-12-31 | 1,307,150 | 1,209,164 | 813,506 | 1.26 | 17.70 | 3.45 |
| 2023-03-31 | 1,351,297 | 1,243,281 | 833,746 | 1.11 | 15.68 | 3.49 |
| 2023-06-30 | 1,336,142 | 1,206,466 | 860,494 | 1.16 | 16.16 | 3.50 |
| 2023-09-30 | 1,339,539 | 1,231,834 | 866,783 | 1.19 | 16.44 | 3.51 |
| 2023-12-31 | 1,350,673 | 1,227,769 | 898,571 | 1.20 | 16.07 | 3.52 |
| 2024-03-31 | 1,424,505 | 1,299,207 | 921,261 | 1.13 | 13.76 | 3.47 |
| 2024-06-30 | 1,432,425 | 1,301,780 | 951,088 | 1.23 | 14.82 | 3.58 |
| 2024-09-30 | 1,479,125 | 1,336,458 | 957,524 | 1.28 | 15.16 | 3.60 |
| 2024-12-31 | 1,489,423 | 1,349,261 | 983,348 | 1.30 | 15.34 | 3.68 |
| 2025-03-31 | 1,537,538 | 1,389,190 | 1,019,416 | 1.31 | 14.96 | 3.80 |
| 2025-06-30 | 1,593,355 | 1,438,336 | 1,034,428 | 1.41 | 15.99 | 3.90 |
| 2025-09-30 | 1,641,934 | 1,473,818 | 1,052,621 | 1.46 | 16.20 | 3.95 |
| 2025-12-31 | 1,632,426 | 1,456,101 | 1,093,713 | 1.48 | 16.05 | 4.05 |
| 2026-03-31 | 1,707,118 | 1,525,644 | 1,132,406 | 1.64 | 16.66 | 4.29 |
| 2026-06-30 | 1,685,806 | 1,500,318 | 1,155,605 | 1.62 | 16.27 | 4.35 |
24 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2016-09-17 | 1 | 371858 | 885869 |
| 2015-06-26 | 1 | 939351 | 885869 |
| 1998-01-31 | 1 | 692571 | 885869 |
| 1991-07-20 | 50 | 696373 | 885869 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.