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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

COMMONWEALTH BUSINESS BANK

FDIC #57873 · CA · period 20260630

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Total assets1,041,975-13.47% YoY

Total deposits910,690-13.89% YoY

Net loans and leases784,537-15.16% YoY

Return on assets1.53%-5.41% YoY

Return on equity13.76%-8.75% YoY

Net interest margin4.18%-0.94% YoY

Peer position

Return on assets37thin line · n=902

Return on equity20thopportunity · n=894

Net interest margin21stopportunity · n=902

Equity to assets89thstrength · n=894

Noncurrent loans10thopportunity · n=887

Liquid assets51stin line · n=895

Brokered deposits49thin line · n=890

Loans to deposits39thin line · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2017-09-30	1,041,975	910,690	784,537	1.53	13.76	4.18
2017-12-31	1,078,785	896,055	807,092	1.24	11.24	4.14
2018-03-31	1,070,320	931,546	824,333	1.61	14.85	4.03
2018-06-30	1,137,201	985,989	897,246	1.67	15.46	4.19
2018-09-30	1,204,222	1,057,593	924,773	1.62	15.08	4.21
2018-12-31	1,160,991	1,008,940	911,439	1.55	14.26	4.27
2019-03-31	1,177,572	1,015,798	909,845	1.28	11.17	4.04
2019-06-30	1,198,768	1,032,096	918,470	1.25	10.81	4.03
2019-09-30	1,159,601	989,805	937,158	1.24	10.52	4.00
2019-12-31	1,162,520	973,733	925,105	1.19	9.94	3.96
2020-03-31	1,202,089	951,040	950,672	0.60	4.79	3.70
2020-06-30	1,343,257	1,028,132	1,025,109	0.57	4.71	3.43
2020-09-30	1,399,381	1,101,866	1,052,008	0.68	5.77	3.36
2020-12-31	1,375,194	1,099,475	1,088,373	0.80	6.80	3.43
2021-03-31	1,436,721	1,191,714	1,174,807	1.57	13.58	3.78
2021-06-30	1,612,861	1,378,921	1,215,017	1.63	14.54	3.72
2021-09-30	1,909,035	1,666,296	1,377,208	1.69	15.88	3.72
2021-12-31	1,809,170	1,558,217	1,385,255	1.73	16.44	3.74
2022-03-31	1,791,755	1,534,063	1,362,383	1.91	18.25	3.63
2022-06-30	1,777,518	1,516,609	1,387,304	1.70	15.98	3.73
2022-09-30	1,800,088	1,534,983	1,431,426	1.57	14.59	3.94
2022-12-31	1,812,448	1,538,950	1,500,184	1.59	14.60	4.11
2023-03-31	1,821,120	1,538,020	1,450,993	1.59	13.66	4.36
2023-06-30	1,819,604	1,522,963	1,400,694	1.70	14.37	4.31
2023-09-30	1,859,299	1,549,752	1,405,301	1.63	13.59	4.21
2023-12-31	1,760,375	1,453,916	1,406,976	1.62	13.26	4.16
2024-03-31	1,673,223	1,361,172	1,376,558	1.36	9.80	3.81
2024-06-30	1,654,826	1,341,449	1,421,598	1.35	9.56	3.81
2024-09-30	1,770,480	1,448,547	1,404,938	1.34	9.46	3.76
2024-12-31	1,815,551	1,481,403	1,422,053	1.33	9.43	3.72
2025-03-31	1,814,029	1,477,925	1,435,755	1.02	7.21	3.39
2025-06-30	1,814,740	1,525,477	1,446,641	1.01	7.13	3.42
2025-09-30	1,962,373	1,666,738	1,431,481	1.00	7.13	3.41
2025-12-31	2,006,978	1,707,699	1,446,494	0.98	7.09	3.38
2026-03-31	1,990,854	1,686,692	1,449,892	1.16	8.59	3.08
2026-06-30	1,966,224	1,664,464	1,506,670	1.09	7.98	3.14

Structure and branch footprint

13 current branch locations across 5 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2021-07-01	1	3447772	3337097

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.