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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2018-06-30 | 1,230,010 | 1,025,847 | 882,319 | 0.57 | 5.71 | 3.50 |
| 2018-09-30 | 1,253,563 | 1,064,178 | 891,863 | 0.64 | 6.39 | 3.58 |
| 2018-12-31 | 1,279,313 | 1,087,946 | 903,314 | 0.69 | 6.79 | 3.64 |
| 2019-03-31 | 1,301,045 | 1,106,963 | 899,384 | 0.90 | 8.54 | 3.56 |
| 2019-06-30 | 1,303,475 | 1,108,548 | 926,197 | 0.90 | 8.40 | 3.59 |
| 2019-09-30 | 1,326,222 | 1,127,409 | 922,448 | 0.98 | 9.13 | 3.63 |
| 2019-12-31 | 1,319,811 | 1,124,799 | 942,629 | 1.08 | 10.10 | 3.64 |
| 2020-03-31 | 1,309,887 | 1,110,137 | 962,328 | 0.34 | 3.11 | 3.52 |
| 2020-06-30 | 1,407,451 | 1,198,711 | 1,029,511 | 0.59 | 5.51 | 3.40 |
| 2020-09-30 | 1,390,963 | 1,202,497 | 1,037,105 | -1.32 | -12.70 | 3.35 |
| 2020-12-31 | 1,414,416 | 1,228,018 | 1,031,982 | -0.76 | -7.56 | 3.33 |
| 2021-03-31 | 1,475,024 | 1,287,942 | 1,028,972 | 0.72 | 8.11 | 2.96 |
| 2021-06-30 | 1,459,731 | 1,273,477 | 1,007,311 | 0.33 | 3.73 | 2.94 |
| 2021-09-30 | 1,472,896 | 1,282,679 | 1,007,425 | 0.39 | 4.57 | 2.94 |
| 2021-12-31 | 1,423,613 | 1,245,155 | 1,009,214 | 0.78 | 8.98 | 2.99 |
| 2022-03-31 | 1,436,746 | 1,266,656 | 1,009,047 | 0.87 | 10.17 | 3.11 |
| 2022-06-30 | 1,384,048 | 1,230,629 | 1,015,136 | 0.49 | 5.83 | 3.18 |
| 2022-09-30 | 1,424,083 | 1,290,580 | 1,030,088 | 0.70 | 8.68 | 3.26 |
| 2022-12-31 | 1,407,091 | 1,282,916 | 1,037,054 | 0.83 | 10.33 | 3.37 |
| 2023-03-31 | 1,429,026 | 1,296,387 | 1,061,595 | 1.26 | 16.02 | 3.57 |
| 2023-06-30 | 1,430,244 | 1,277,723 | 1,090,488 | 1.04 | 13.15 | 3.50 |
| 2023-09-30 | 1,397,195 | 1,250,684 | 1,091,666 | 0.96 | 12.09 | 3.44 |
| 2023-12-31 | 1,454,202 | 1,281,272 | 1,100,689 | 1.63 | 19.71 | 3.41 |
| 2024-03-31 | 1,470,262 | 1,277,503 | 1,086,962 | 1.21 | 12.82 | 3.41 |
| 2024-06-30 | 1,558,047 | 1,364,500 | 1,069,799 | 0.97 | 10.38 | 3.31 |
| 2024-09-30 | 1,558,850 | 1,368,214 | 1,056,704 | 0.92 | 9.82 | 3.28 |
| 2024-12-31 | 1,478,935 | 1,297,651 | 1,083,722 | 0.86 | 9.17 | 3.29 |
| 2025-03-31 | 1,481,388 | 1,294,307 | 1,078,905 | 0.56 | 5.72 | 3.30 |
| 2025-06-30 | 1,517,984 | 1,319,236 | 1,101,615 | 0.83 | 8.32 | 3.46 |
| 2025-09-30 | 1,544,555 | 1,343,503 | 1,133,347 | 0.05 | 0.54 | 3.54 |
| 2025-12-31 | 1,547,248 | 1,348,148 | 1,152,145 | 0.36 | 3.60 | 3.62 |
| 2026-03-31 | 1,583,033 | 1,382,948 | 1,147,535 | 1.02 | 9.76 | 3.82 |
| 2026-06-30 | 1,656,420 | 1,386,264 | 1,169,270 | 1.06 | 10.17 | 3.83 |
14 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2018-05-01 | 1 | 600129 | 371924 |
| 2014-11-01 | 1 | 926977 | 371924 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.