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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

COMMUNITY BANK OF MS

FDIC #8879 · MS · period 20260630

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Total assets3,203,037-3.71% YoY

Total deposits2,800,581-6.87% YoY

Net loans and leases2,103,819-4.18% YoY

Return on assets0.89%+10.45% YoY

Return on equity10.49%+10.65% YoY

Net interest margin3.81%+9.93% YoY

Peer position

Return on assets39thin line · n=902

Return on equity60thin line · n=894

Net interest margin72ndstrength · n=902

Equity to assets12thopportunity · n=894

Noncurrent loans74thstrength · n=887

Liquid assets69thin line · n=895

Brokered deposits100thstrength · n=890

Loans to deposits77thstrength · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2018-03-31	3,203,037	2,800,581	2,103,819	0.89	10.49	3.81
2018-06-30	3,173,440	2,864,285	2,144,589	0.84	9.98	3.85
2018-09-30	3,199,024	2,879,942	2,165,448	0.88	10.39	3.86
2018-12-31	3,239,014	2,928,158	2,177,039	0.91	10.69	3.84
2019-03-31	3,326,318	3,007,058	2,195,669	0.80	9.48	3.46
2019-06-30	3,342,034	3,014,689	2,196,684	0.86	10.08	3.50
2019-09-30	3,292,903	2,959,396	2,198,010	0.89	10.34	3.56
2019-12-31	3,259,650	2,932,719	2,198,374	0.89	10.24	3.59
2020-03-31	3,371,491	3,029,274	2,231,696	0.81	9.00	3.62
2020-06-30	3,724,405	3,368,593	2,647,071	0.84	9.48	3.61
2020-09-30	3,849,031	3,485,320	2,672,440	0.88	10.07	3.61
2020-12-31	3,905,652	3,538,893	2,598,904	0.89	10.28	3.68
2021-03-31	4,244,121	3,865,660	2,611,906	0.99	12.25	3.45
2021-06-30	4,301,854	3,912,646	2,638,821	0.98	12.10	3.34
2021-09-30	4,375,751	3,974,373	2,506,367	1.00	12.42	3.41
2021-12-31	4,444,664	4,049,022	2,514,938	0.98	12.18	3.38
2022-03-31	4,680,019	4,313,825	2,500,835	0.96	13.10	3.26
2022-06-30	4,653,363	4,295,100	2,556,802	0.97	13.77	3.34
2022-09-30	4,554,907	4,211,345	2,564,280	0.94	13.70	3.35
2022-12-31	4,608,467	4,129,270	2,595,202	0.87	12.78	3.26
2023-03-31	4,734,024	4,230,370	2,624,605	0.38	5.74	2.66
2023-06-30	4,626,488	4,277,770	2,681,930	0.42	6.35	2.73
2023-09-30	4,617,032	4,263,466	2,746,549	0.47	7.02	2.78
2023-12-31	4,795,332	4,220,594	2,791,842	0.50	7.35	2.76
2024-03-31	4,901,970	4,319,962	2,857,272	0.41	5.80	2.58
2024-06-30	4,811,302	4,220,075	2,913,352	0.43	6.08	2.66
2024-09-30	4,883,695	4,268,779	2,992,805	0.50	6.92	2.74
2024-12-31	4,671,996	4,269,437	3,024,942	0.55	7.47	2.85
2025-03-31	4,803,418	4,384,645	3,088,198	0.70	8.94	3.41
2025-06-30	4,777,466	4,350,474	3,186,136	0.78	9.86	3.57
2025-09-30	4,954,634	4,511,346	3,245,596	0.84	10.52	3.66
2025-12-31	5,015,100	4,565,516	3,306,019	0.89	11.09	3.73
2026-03-31	5,123,303	4,657,542	3,361,294	1.02	12.41	3.91
2026-06-30	5,089,438	4,621,096	3,464,918	1.11	13.33	4.05

Structure and branch footprint

57 current branch locations across 4 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2018-01-01	1	517834	460033
2018-01-01	1	653349	460033
2018-01-01	1	2376464	460033

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.