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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2018-06-30 | 1,137,389 | 953,496 | 837,013 | 0.77 | 7.67 | 3.98 |
| 2018-09-30 | 1,149,504 | 969,010 | 848,711 | 0.78 | 7.82 | 4.07 |
| 2018-12-31 | 1,201,916 | 1,016,718 | 849,523 | 0.81 | 8.24 | 4.08 |
| 2019-03-31 | 1,197,650 | 1,013,095 | 862,835 | 0.83 | 8.63 | 3.99 |
| 2019-06-30 | 1,227,544 | 1,031,101 | 874,995 | 0.82 | 8.37 | 3.95 |
| 2019-09-30 | 1,259,461 | 1,049,819 | 874,818 | 0.85 | 8.66 | 3.94 |
| 2019-12-31 | 1,323,331 | 1,116,346 | 887,426 | 0.83 | 8.48 | 3.88 |
| 2020-03-31 | 1,358,386 | 1,143,785 | 884,663 | 0.75 | 7.84 | 3.66 |
| 2020-06-30 | 1,479,506 | 1,253,346 | 982,236 | 0.76 | 8.03 | 3.64 |
| 2020-09-30 | 1,614,056 | 1,367,896 | 1,074,246 | 0.79 | 8.40 | 3.61 |
| 2020-12-31 | 1,717,718 | 1,458,469 | 1,064,772 | 0.77 | 8.29 | 3.63 |
| 2021-03-31 | 1,831,346 | 1,565,237 | 1,053,327 | 0.95 | 10.74 | 3.48 |
| 2021-06-30 | 1,806,902 | 1,542,027 | 1,039,346 | 1.00 | 11.14 | 3.53 |
| 2021-09-30 | 1,839,613 | 1,565,360 | 1,018,295 | 1.04 | 11.54 | 3.63 |
| 2021-12-31 | 1,912,044 | 1,633,301 | 1,043,777 | 1.01 | 11.19 | 3.57 |
| 2022-03-31 | 1,918,659 | 1,659,544 | 1,025,084 | 0.83 | 9.85 | 3.12 |
| 2022-06-30 | 1,873,737 | 1,632,957 | 1,071,198 | 0.90 | 11.18 | 3.25 |
| 2022-09-30 | 1,919,047 | 1,684,300 | 1,156,577 | 0.90 | 11.65 | 3.36 |
| 2022-12-31 | 1,942,679 | 1,692,931 | 1,198,504 | 0.90 | 11.88 | 3.42 |
| 2023-03-31 | 1,986,063 | 1,706,839 | 1,254,747 | 0.67 | 9.43 | 3.34 |
| 2023-06-30 | 2,018,579 | 1,742,436 | 1,295,398 | 0.59 | 8.26 | 3.24 |
| 2023-09-30 | 2,062,071 | 1,797,587 | 1,302,730 | 0.56 | 7.98 | 3.22 |
| 2023-12-31 | 2,143,599 | 1,849,026 | 1,354,314 | 0.56 | 7.85 | 3.20 |
| 2024-03-31 | 2,180,980 | 1,891,146 | 1,380,173 | 0.58 | 7.90 | 3.14 |
| 2024-06-30 | 2,207,603 | 1,911,020 | 1,429,107 | 0.63 | 8.53 | 3.17 |
| 2024-09-30 | 2,239,125 | 1,921,774 | 1,443,403 | 0.64 | 8.52 | 3.22 |
| 2024-12-31 | 2,233,211 | 1,930,155 | 1,482,897 | 0.69 | 9.13 | 3.29 |
| 2025-03-31 | 2,279,181 | 1,972,018 | 1,491,477 | 0.47 | 5.98 | 3.50 |
| 2025-06-30 | 2,258,424 | 1,994,486 | 1,510,601 | 0.72 | 9.19 | 3.66 |
| 2025-09-30 | 2,389,341 | 2,077,549 | 1,582,554 | 0.89 | 11.05 | 3.77 |
| 2025-12-31 | 2,459,535 | 2,146,765 | 1,625,205 | 0.96 | 11.68 | 3.86 |
| 2026-03-31 | 2,507,344 | 2,194,135 | 1,654,174 | 1.04 | 11.99 | 4.01 |
| 2026-06-30 | 2,532,014 | 2,210,546 | 1,677,526 | 1.17 | 13.39 | 4.13 |
44 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2025-07-21 | 1 | 48057 | 923752 |
| 2022-09-24 | 1 | 634973 | 923752 |
| 2020-08-22 | 1 | 742355 | 923752 |
| 2018-06-02 | 1 | 307950 | 923752 |
| 2010-12-18 | 1 | 226659 | 923752 |
| 2001-01-02 | 1 | 829854 | 923752 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.