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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2021-12-31 | 1,032,252 | 878,922 | 658,901 | 1.40 | 13.19 | 4.10 |
| 2022-03-31 | 1,092,591 | 948,288 | 668,870 | 1.41 | 12.49 | 4.06 |
| 2022-06-30 | 1,106,977 | 964,977 | 716,116 | 1.44 | 13.20 | 4.10 |
| 2022-09-30 | 1,162,220 | 1,017,759 | 751,970 | 1.36 | 12.57 | 4.12 |
| 2022-12-31 | 1,190,321 | 1,046,097 | 812,492 | 1.38 | 12.78 | 4.25 |
| 2023-03-31 | 1,192,611 | 1,004,908 | 836,117 | 1.61 | 15.22 | 4.09 |
| 2023-06-30 | 1,208,325 | 1,017,794 | 842,843 | 1.46 | 13.72 | 4.09 |
| 2023-09-30 | 1,225,119 | 1,034,227 | 855,254 | 1.41 | 13.24 | 4.09 |
| 2023-12-31 | 1,231,174 | 1,030,427 | 876,885 | 1.37 | 12.72 | 4.11 |
| 2024-03-31 | 1,240,633 | 1,041,634 | 844,322 | 1.23 | 10.94 | 4.03 |
| 2024-06-30 | 1,281,387 | 1,077,501 | 860,801 | 1.26 | 11.26 | 4.07 |
| 2024-09-30 | 1,305,545 | 1,091,517 | 882,307 | 1.28 | 11.34 | 4.10 |
| 2024-12-31 | 1,291,815 | 1,079,167 | 871,189 | 1.32 | 11.56 | 4.14 |
| 2025-03-31 | 1,282,819 | 1,072,140 | 874,422 | 1.17 | 9.80 | 4.20 |
| 2025-06-30 | 1,576,394 | 1,337,338 | 1,156,789 | 1.15 | 9.93 | 5.11 |
| 2025-09-30 | 1,628,808 | 1,382,792 | 1,142,806 | 1.18 | 10.35 | 4.92 |
| 2025-12-31 | 1,622,684 | 1,369,699 | 1,172,351 | 1.25 | 10.89 | 4.54 |
| 2026-03-31 | 1,676,292 | 1,422,045 | 1,159,743 | 1.61 | 14.00 | 4.56 |
| 2026-06-30 | 1,681,828 | 1,419,753 | 1,179,861 | 1.66 | 14.42 | 4.65 |
18 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2025-06-07 | 1 | 419460 | 738769 |
| 2016-04-11 | 1 | 2657855 | 738769 |
| 2013-07-13 | 1 | 238755 | 738769 |
| 2008-05-17 | 1 | 595560 | 738769 |
| 1960-05-02 | 1 | 654065 | 738769 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.