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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-12-31 | 1,002,725 | 875,400 | 693,391 | 1.25 | 10.94 | 3.71 |
| 2021-03-31 | 1,041,151 | 912,419 | 730,927 | 0.81 | 7.27 | 3.48 |
| 2021-06-30 | 1,070,490 | 938,428 | 772,921 | 1.00 | 8.99 | 3.49 |
| 2021-09-30 | 1,131,201 | 994,042 | 820,129 | 1.06 | 9.64 | 3.51 |
| 2021-12-31 | 1,159,048 | 1,020,548 | 852,310 | 1.18 | 10.84 | 3.48 |
| 2022-03-31 | 1,175,292 | 1,013,928 | 898,801 | 1.41 | 13.46 | 3.36 |
| 2022-06-30 | 1,207,376 | 1,006,836 | 916,455 | 1.27 | 12.41 | 3.42 |
| 2022-09-30 | 1,256,651 | 1,036,998 | 959,009 | 1.29 | 12.97 | 3.44 |
| 2022-12-31 | 1,277,978 | 1,071,146 | 974,741 | 1.42 | 14.36 | 3.54 |
| 2023-03-31 | 1,262,145 | 1,086,530 | 980,729 | 1.50 | 15.06 | 3.62 |
| 2023-06-30 | 1,310,620 | 1,073,907 | 1,012,826 | 1.46 | 14.58 | 3.55 |
| 2023-09-30 | 1,397,083 | 1,132,723 | 1,085,131 | 1.43 | 14.21 | 3.51 |
| 2023-12-31 | 1,407,643 | 1,169,920 | 1,085,796 | 1.35 | 13.19 | 3.47 |
| 2024-03-31 | 1,430,972 | 1,187,927 | 1,100,560 | 1.25 | 11.45 | 3.31 |
| 2024-06-30 | 1,523,552 | 1,188,553 | 1,150,086 | 1.25 | 11.53 | 3.27 |
| 2024-09-30 | 1,508,218 | 1,269,147 | 1,149,943 | 1.33 | 12.11 | 3.30 |
| 2024-12-31 | 1,521,562 | 1,256,941 | 1,148,084 | 1.32 | 11.99 | 3.31 |
| 2025-03-31 | 1,577,028 | 1,238,313 | 1,184,027 | 1.07 | 9.43 | 3.30 |
| 2025-06-30 | 1,600,970 | 1,272,298 | 1,193,635 | 1.19 | 10.46 | 3.36 |
| 2025-09-30 | 1,677,304 | 1,296,256 | 1,257,066 | 1.26 | 11.10 | 3.38 |
| 2025-12-31 | 1,716,237 | 1,341,915 | 1,267,511 | 1.21 | 10.65 | 3.41 |
| 2026-03-31 | 1,740,134 | 1,313,222 | 1,304,892 | 1.33 | 11.64 | 3.42 |
| 2026-06-30 | 1,746,309 | 1,263,225 | 1,278,229 | 1.34 | 11.65 | 3.48 |
10 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 1997-05-12 | 1 | 657440 | 790543 |
| 1993-05-15 | 1 | 173940 | 790543 |
| 1991-02-09 | 50 | 533179 | 790543 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.