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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,271,161 | 1,104,045 | 598,864 | 1.10 | 9.54 | 3.69 |
| 2016-06-30 | 1,290,367 | 1,116,676 | 621,152 | 1.51 | 12.95 | 3.77 |
| 2016-09-30 | 1,297,868 | 1,129,346 | 620,528 | 1.35 | 11.57 | 3.76 |
| 2016-12-31 | 1,442,378 | 1,256,865 | 747,302 | 1.21 | 10.37 | 3.85 |
| 2017-03-31 | 1,458,481 | 1,267,914 | 755,176 | 1.19 | 10.08 | 4.09 |
| 2017-06-30 | 1,444,489 | 1,245,719 | 759,691 | 1.33 | 11.10 | 4.16 |
| 2017-09-30 | 1,422,682 | 1,218,573 | 769,810 | 1.32 | 10.76 | 4.18 |
| 2017-12-31 | 1,660,750 | 1,428,983 | 891,901 | 1.00 | 8.11 | 4.22 |
| 2018-03-31 | 1,621,886 | 1,393,555 | 908,701 | 1.34 | 10.48 | 4.20 |
| 2018-06-30 | 1,588,754 | 1,325,909 | 925,914 | 1.31 | 10.07 | 4.25 |
| 2018-09-30 | 1,518,784 | 1,276,231 | 902,852 | 1.38 | 10.36 | 4.37 |
| 2018-12-31 | 1,537,331 | 1,284,624 | 909,591 | 1.38 | 10.22 | 4.44 |
| 2019-03-31 | 1,564,017 | 1,293,134 | 912,692 | 1.39 | 9.49 | 4.59 |
| 2019-06-30 | 1,612,833 | 1,294,720 | 950,806 | 1.48 | 10.13 | 4.55 |
| 2019-09-30 | 1,583,970 | 1,311,541 | 933,008 | 1.48 | 10.07 | 4.57 |
| 2019-12-31 | 1,596,380 | 1,334,961 | 934,250 | 1.40 | 9.52 | 4.54 |
| 2020-03-31 | 1,618,450 | 1,351,322 | 919,223 | 1.67 | 11.81 | 4.46 |
| 2020-06-30 | 1,913,516 | 1,650,171 | 1,111,954 | 1.08 | 8.04 | 4.11 |
| 2020-09-30 | 1,950,121 | 1,681,879 | 1,095,232 | 1.03 | 7.89 | 3.97 |
| 2020-12-31 | 2,004,023 | 1,723,606 | 1,089,432 | 1.15 | 8.91 | 3.91 |
| 2021-03-31 | 2,200,406 | 1,923,353 | 1,078,284 | 1.46 | 12.39 | 3.64 |
| 2021-06-30 | 2,279,718 | 1,982,609 | 1,059,506 | 1.42 | 12.35 | 3.59 |
| 2021-09-30 | 2,347,934 | 2,059,446 | 1,073,435 | 1.33 | 11.81 | 3.54 |
| 2021-12-31 | 2,449,987 | 2,146,857 | 1,029,511 | 1.29 | 11.57 | 3.50 |
| 2022-03-31 | 2,422,837 | 2,180,933 | 1,002,178 | 1.06 | 10.88 | 3.20 |
| 2022-06-30 | 2,352,721 | 2,110,166 | 1,126,091 | 1.11 | 11.79 | 3.45 |
| 2022-09-30 | 2,425,574 | 2,143,996 | 1,214,904 | 1.12 | 11.94 | 3.55 |
| 2022-12-31 | 2,421,530 | 2,102,851 | 1,245,456 | 1.18 | 12.48 | 3.70 |
| 2023-03-31 | 2,463,744 | 2,176,582 | 1,270,297 | 1.28 | 12.69 | 4.05 |
| 2023-06-30 | 2,489,713 | 2,200,284 | 1,240,195 | 1.22 | 12.08 | 3.90 |
| 2023-09-30 | 2,435,287 | 2,149,346 | 1,259,877 | 1.21 | 11.96 | 3.90 |
| 2023-12-31 | 2,431,720 | 2,042,387 | 1,276,144 | 1.19 | 11.50 | 3.88 |
| 2024-03-31 | 2,415,416 | 2,031,531 | 1,271,951 | 0.77 | 6.75 | 3.67 |
| 2024-06-30 | 3,484,527 | 2,868,115 | 2,231,631 | 0.07 | 0.59 | 3.99 |
| 2024-09-30 | 3,531,200 | 2,922,480 | 2,272,252 | 0.24 | 2.07 | 4.05 |
| 2024-12-31 | 3,518,255 | 2,911,079 | 2,308,418 | 0.44 | 3.69 | 4.12 |
| 2025-03-31 | 3,549,790 | 2,931,170 | 2,320,802 | 1.05 | 8.61 | 4.17 |
| 2025-06-30 | 3,573,006 | 2,995,368 | 2,370,665 | 1.02 | 8.28 | 4.23 |
| 2025-09-30 | 3,608,166 | 3,076,791 | 2,421,552 | 1.12 | 8.98 | 4.30 |
| 2025-12-31 | 3,685,157 | 3,097,230 | 2,510,786 | 1.18 | 9.44 | 4.33 |
| 2026-03-31 | 3,697,225 | 3,147,540 | 2,520,828 | 1.36 | 10.58 | 4.44 |
| 2026-06-30 | 5,024,446 | 4,125,401 | 3,493,438 | 0.88 | 6.71 | 4.79 |
43 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2026-04-01 | 1 | 1162017 | 703767 |
| 2024-04-01 | 1 | 1412712 | 703767 |
| 2017-10-01 | 1 | 3590977 | 703767 |
| 2016-10-01 | 1 | 3587726 | 703767 |
| 2013-07-01 | 1 | 277567 | 703767 |
| 2008-11-13 | 1 | 2857806 | 703767 |
| 2005-01-01 | 1 | 2853349 | 703767 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.