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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 4,089,975 | 2,896,655 | 3,234,739 | 1.11 | 8.61 | 3.48 |
| 2016-06-30 | 4,263,742 | 3,207,090 | 3,343,217 | 1.11 | 8.71 | 3.47 |
| 2016-09-30 | 4,326,748 | 3,272,733 | 3,422,973 | 1.14 | 8.92 | 3.47 |
| 2016-12-31 | 4,425,259 | 3,351,279 | 3,528,093 | 0.81 | 6.34 | 3.46 |
| 2017-03-31 | 4,459,723 | 3,362,330 | 3,607,017 | 1.14 | 8.67 | 3.34 |
| 2017-06-30 | 4,680,188 | 3,438,798 | 3,784,295 | 0.94 | 7.20 | 3.38 |
| 2017-09-30 | 4,843,644 | 3,630,895 | 3,948,805 | 1.02 | 7.88 | 3.41 |
| 2017-12-31 | 5,107,342 | 3,802,635 | 4,164,553 | 0.99 | 7.78 | 3.44 |
| 2018-03-31 | 5,157,196 | 3,766,489 | 4,216,036 | 0.43 | 3.49 | 3.34 |
| 2018-06-30 | 5,274,739 | 3,924,549 | 4,327,260 | 0.94 | 7.64 | 3.35 |
| 2018-09-30 | 5,368,078 | 4,007,572 | 4,428,008 | 1.17 | 9.42 | 3.35 |
| 2018-12-31 | 5,461,570 | 4,114,163 | 4,506,138 | 1.25 | 10.03 | 3.34 |
| 2019-03-31 | 6,048,227 | 4,614,085 | 4,936,161 | 0.91 | 7.20 | 3.49 |
| 2019-06-30 | 6,108,911 | 4,661,816 | 5,052,794 | 1.15 | 9.08 | 3.44 |
| 2019-09-30 | 6,161,114 | 4,770,940 | 5,104,945 | 1.28 | 10.00 | 3.48 |
| 2019-12-31 | 6,173,877 | 4,788,934 | 5,108,484 | 1.32 | 10.29 | 3.48 |
| 2020-03-31 | 7,275,850 | 5,526,687 | 5,987,566 | 0.44 | 3.41 | 3.69 |
| 2020-06-30 | 7,616,707 | 5,912,818 | 6,305,755 | 0.68 | 5.30 | 3.68 |
| 2020-09-30 | 7,449,083 | 5,885,073 | 6,185,292 | 0.95 | 7.39 | 3.70 |
| 2020-12-31 | 7,496,829 | 5,993,612 | 6,161,791 | 1.10 | 8.43 | 3.71 |
| 2021-03-31 | 7,449,488 | 5,983,551 | 6,203,523 | 1.86 | 13.71 | 3.65 |
| 2021-06-30 | 7,709,752 | 6,224,836 | 6,335,379 | 1.82 | 13.38 | 3.67 |
| 2021-09-30 | 7,948,834 | 6,535,711 | 6,504,049 | 1.79 | 13.15 | 3.74 |
| 2021-12-31 | 8,128,599 | 6,466,601 | 6,750,099 | 1.77 | 13.03 | 3.78 |
| 2022-03-31 | 8,333,394 | 6,689,384 | 6,902,267 | 1.61 | 11.83 | 3.80 |
| 2022-06-30 | 8,837,438 | 6,732,927 | 7,195,016 | 1.60 | 11.94 | 3.85 |
| 2022-09-30 | 9,474,120 | 7,417,550 | 7,816,813 | 1.50 | 11.52 | 3.82 |
| 2022-12-31 | 9,640,575 | 7,473,783 | 8,022,948 | 1.49 | 11.59 | 3.78 |
| 2023-03-31 | 9,955,819 | 7,790,191 | 8,056,314 | 1.10 | 9.03 | 3.05 |
| 2023-06-30 | 9,717,234 | 7,574,577 | 8,060,424 | 1.01 | 8.16 | 2.96 |
| 2023-09-30 | 9,672,207 | 7,472,873 | 8,092,879 | 0.98 | 7.92 | 2.93 |
| 2023-12-31 | 9,848,491 | 7,572,088 | 8,263,171 | 0.95 | 7.58 | 2.89 |
| 2024-03-31 | 9,845,796 | 7,622,191 | 8,215,088 | 0.74 | 5.83 | 2.72 |
| 2024-06-30 | 9,715,227 | 7,612,620 | 8,076,261 | 0.79 | 6.19 | 2.75 |
| 2024-09-30 | 9,630,812 | 7,560,480 | 8,029,482 | 0.78 | 6.06 | 2.77 |
| 2024-12-31 | 9,870,788 | 7,856,266 | 8,192,867 | 0.81 | 6.25 | 2.80 |
| 2025-03-31 | 9,751,832 | 7,805,107 | 8,118,933 | 0.87 | 6.62 | 2.96 |
| 2025-06-30 | 13,906,220 | 11,410,148 | 11,009,314 | 0.07 | 0.58 | 2.90 |
| 2025-09-30 | 14,013,611 | 11,425,004 | 11,147,137 | 0.55 | 4.48 | 3.14 |
| 2025-12-31 | 13,993,791 | 11,296,431 | 11,299,366 | 0.77 | 6.20 | 3.25 |
| 2026-03-31 | 14,200,455 | 11,566,509 | 11,592,762 | 1.19 | 9.75 | 3.49 |
| 2026-06-30 | 14,402,382 | 11,795,842 | 11,728,885 | 1.24 | 10.13 | 3.55 |
57 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2025-06-01 | 1 | 837000 | 3317932 |
| 2020-01-02 | 1 | 3443345 | 3317932 |
| 2019-01-01 | 1 | 3086256 | 3317932 |
| 2014-07-01 | 1 | 29104 | 3317932 |
| 2009-05-01 | 50 | 3302451 | 3317932 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.