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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2022-12-31 | 1,012,629 | 906,303 | 657,402 | 1.12 | 19.13 | 3.59 |
| 2023-03-31 | 1,049,411 | 954,583 | 682,478 | 1.03 | 19.84 | 3.39 |
| 2023-06-30 | 1,059,691 | 952,578 | 703,413 | 1.04 | 19.84 | 3.38 |
| 2023-09-30 | 1,057,718 | 961,422 | 710,153 | 1.01 | 19.73 | 3.36 |
| 2023-12-31 | 1,080,815 | 948,603 | 728,253 | 0.95 | 18.04 | 3.31 |
| 2024-03-31 | 1,090,120 | 975,292 | 734,725 | 0.78 | 13.46 | 3.08 |
| 2024-06-30 | 1,096,220 | 973,029 | 752,104 | 0.79 | 13.64 | 3.12 |
| 2024-09-30 | 1,122,774 | 999,026 | 760,780 | 0.80 | 13.45 | 3.11 |
| 2024-12-31 | 1,109,896 | 997,934 | 755,669 | 0.81 | 13.54 | 3.14 |
| 2025-03-31 | 1,133,281 | 1,025,828 | 760,024 | 0.68 | 10.77 | 3.27 |
| 2025-06-30 | 1,164,587 | 1,037,105 | 805,803 | 0.75 | 11.76 | 3.36 |
| 2025-09-30 | 1,187,278 | 1,069,720 | 826,660 | 0.81 | 12.43 | 3.40 |
| 2025-12-31 | 1,211,874 | 1,089,119 | 863,908 | 0.84 | 12.69 | 3.43 |
| 2026-03-31 | 1,237,314 | 1,110,027 | 896,434 | 0.94 | 13.25 | 3.52 |
| 2026-06-30 | 1,279,390 | 1,121,145 | 929,336 | 0.95 | 13.42 | 3.50 |
23 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2020-01-01 | 1 | 484927 | 477321 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.