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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2023-03-31 | 1,035,351 | 891,007 | 912,323 | -0.02 | -0.28 | 2.67 |
| 2023-06-30 | 1,058,145 | 855,199 | 929,549 | 0.01 | 0.17 | 2.58 |
| 2023-09-30 | 1,046,258 | 934,561 | 922,307 | 0.08 | 1.03 | 2.49 |
| 2023-12-31 | 1,075,287 | 927,058 | 935,923 | 0.02 | 0.31 | 2.47 |
| 2024-03-31 | 1,095,108 | 984,020 | 956,623 | -0.01 | -0.06 | 2.15 |
| 2024-06-30 | 1,116,459 | 927,579 | 963,953 | 0.03 | 0.42 | 2.19 |
| 2024-09-30 | 1,108,990 | 926,665 | 955,415 | 0.12 | 1.42 | 2.25 |
| 2024-12-31 | 1,096,517 | 903,344 | 945,106 | 0.18 | 2.19 | 2.31 |
| 2025-03-31 | 1,097,368 | 908,389 | 946,134 | 0.32 | 3.82 | 2.63 |
| 2025-06-30 | 1,073,367 | 876,503 | 920,079 | 0.42 | 5.03 | 2.68 |
| 2025-09-30 | 1,094,319 | 882,391 | 902,682 | 0.44 | 5.16 | 2.71 |
| 2025-12-31 | 1,084,909 | 902,538 | 884,951 | 0.57 | 6.54 | 2.78 |
| 2026-03-31 | 1,081,951 | 877,890 | 886,369 | 0.70 | 7.62 | 3.02 |
| 2026-06-30 | 1,066,282 | 833,721 | 866,446 | 0.72 | 7.82 | 3.15 |
5 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2013-09-01 | 1 | 192156 | 976552 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.