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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-06-30 | 1,091,002 | 796,353 | 704,132 | 1.07 | 11.60 | 3.58 |
| 2020-09-30 | 1,087,665 | 796,196 | 706,087 | 1.09 | 11.99 | 3.54 |
| 2020-12-31 | 1,045,734 | 820,743 | 687,804 | 1.00 | 10.92 | 3.56 |
| 2021-03-31 | 1,120,125 | 903,428 | 680,316 | 0.94 | 10.77 | 3.40 |
| 2021-06-30 | 1,179,081 | 920,782 | 660,057 | 1.29 | 15.20 | 3.29 |
| 2021-09-30 | 1,195,597 | 955,198 | 662,199 | 1.61 | 19.13 | 3.35 |
| 2021-12-31 | 1,218,779 | 982,236 | 675,089 | 1.48 | 17.93 | 3.31 |
| 2022-03-31 | 1,201,282 | 1,002,959 | 671,015 | 1.15 | 15.72 | 3.14 |
| 2022-06-30 | 1,216,686 | 955,747 | 714,075 | 1.22 | 18.57 | 3.16 |
| 2022-09-30 | 1,223,556 | 961,237 | 732,942 | 1.24 | 20.08 | 3.20 |
| 2022-12-31 | 1,244,001 | 968,780 | 762,430 | 1.22 | 20.41 | 3.17 |
| 2023-03-31 | 1,229,303 | 978,530 | 760,173 | 0.79 | 15.28 | 2.95 |
| 2023-06-30 | 1,225,438 | 970,082 | 762,770 | 0.86 | 16.83 | 2.92 |
| 2023-09-30 | 1,246,421 | 969,930 | 796,423 | 0.58 | 11.65 | 2.89 |
| 2023-12-31 | 1,282,506 | 977,243 | 828,150 | 0.55 | 11.19 | 2.88 |
| 2024-03-31 | 1,273,767 | 1,041,889 | 809,599 | 0.52 | 10.90 | 2.81 |
| 2024-06-30 | 1,237,982 | 1,018,349 | 805,529 | 0.70 | 14.31 | 2.90 |
| 2024-09-30 | 1,288,798 | 1,022,298 | 796,522 | 0.79 | 15.50 | 2.97 |
| 2024-12-31 | 1,237,982 | 1,028,520 | 819,157 | 0.76 | 14.82 | 3.06 |
| 2025-03-31 | 1,216,214 | 1,045,282 | 803,455 | 0.96 | 18.26 | 3.42 |
| 2025-06-30 | 1,246,553 | 1,031,498 | 830,105 | 1.01 | 19.04 | 3.41 |
| 2025-09-30 | 1,302,409 | 1,021,122 | 842,389 | 1.28 | 23.55 | 3.43 |
| 2025-12-31 | 1,291,227 | 1,052,027 | 860,450 | 1.30 | 23.66 | 3.53 |
| 2026-03-31 | 1,320,825 | 1,086,086 | 879,889 | 1.46 | 25.53 | 3.66 |
| 2026-06-30 | 1,255,376 | 1,061,678 | 881,696 | 1.55 | 26.42 | 3.81 |
13 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 1988-02-18 | 1 | 487553 | 361055 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.