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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,424,405 | 1,191,520 | 990,938 | 1.66 | 18.95 | 3.75 |
| 2016-06-30 | 1,410,128 | 1,171,685 | 1,017,591 | 1.68 | 18.80 | 3.80 |
| 2016-09-30 | 1,471,696 | 1,232,758 | 1,066,675 | 1.63 | 18.14 | 3.79 |
| 2016-12-31 | 1,490,790 | 1,262,739 | 1,063,037 | 0.99 | 11.10 | 3.78 |
| 2017-03-31 | 1,528,166 | 1,287,055 | 1,118,550 | 1.43 | 16.64 | 3.79 |
| 2017-06-30 | 1,585,247 | 1,301,956 | 1,185,304 | 1.43 | 16.63 | 3.82 |
| 2017-09-30 | 1,589,488 | 1,340,221 | 1,185,020 | 1.49 | 17.28 | 3.83 |
| 2017-12-31 | 1,634,251 | 1,390,898 | 1,190,398 | 1.49 | 17.19 | 3.83 |
| 2018-03-31 | 1,541,691 | 1,333,425 | 1,161,909 | 1.43 | 15.56 | 3.76 |
| 2018-06-30 | 1,583,378 | 1,334,295 | 1,176,485 | 1.48 | 15.71 | 3.77 |
| 2018-09-30 | 1,619,060 | 1,380,952 | 1,199,238 | 1.45 | 15.18 | 3.76 |
| 2018-12-31 | 1,706,292 | 1,508,276 | 1,222,420 | 1.36 | 14.16 | 3.76 |
| 2019-03-31 | 1,642,663 | 1,464,165 | 1,180,144 | 1.40 | 13.84 | 3.72 |
| 2019-06-30 | 1,644,386 | 1,433,484 | 1,207,691 | 1.35 | 13.11 | 3.72 |
| 2019-09-30 | 1,666,509 | 1,440,385 | 1,232,615 | 1.35 | 13.03 | 3.73 |
| 2019-12-31 | 1,734,584 | 1,491,631 | 1,269,919 | 1.36 | 13.06 | 3.71 |
| 2020-03-31 | 1,688,476 | 1,499,100 | 1,290,973 | 1.21 | 11.42 | 3.68 |
| 2020-06-30 | 1,762,113 | 1,570,039 | 1,354,089 | 1.32 | 12.43 | 3.69 |
| 2020-09-30 | 1,851,080 | 1,579,025 | 1,406,507 | 1.31 | 12.55 | 3.66 |
| 2020-12-31 | 1,866,437 | 1,669,252 | 1,389,391 | 1.26 | 12.10 | 3.59 |
| 2021-03-31 | 2,001,464 | 1,808,631 | 1,408,066 | 0.92 | 9.49 | 3.10 |
| 2021-06-30 | 1,972,037 | 1,769,279 | 1,358,609 | 1.19 | 12.16 | 3.40 |
| 2021-09-30 | 1,981,023 | 1,776,443 | 1,403,370 | 1.32 | 13.52 | 3.59 |
| 2021-12-31 | 2,056,362 | 1,853,001 | 1,374,355 | 1.24 | 12.75 | 3.50 |
| 2022-03-31 | 2,093,883 | 1,905,560 | 1,411,019 | 1.10 | 12.05 | 3.22 |
| 2022-06-30 | 2,116,949 | 1,865,267 | 1,469,918 | 1.28 | 14.49 | 3.40 |
| 2022-09-30 | 2,230,045 | 1,891,424 | 1,570,981 | 1.40 | 16.68 | 3.57 |
| 2022-12-31 | 2,373,745 | 1,975,260 | 1,665,656 | 1.45 | 17.83 | 3.64 |
| 2023-03-31 | 2,329,249 | 1,923,688 | 1,675,292 | 1.27 | 17.48 | 3.49 |
| 2023-06-30 | 2,470,911 | 2,053,776 | 1,802,777 | 1.34 | 18.66 | 3.42 |
| 2023-09-30 | 2,532,352 | 2,124,115 | 1,877,890 | 1.28 | 18.07 | 3.35 |
| 2023-12-31 | 2,687,176 | 2,251,544 | 1,979,339 | 1.21 | 17.02 | 3.26 |
| 2024-03-31 | 2,651,243 | 2,275,628 | 1,998,783 | 1.06 | 14.72 | 2.98 |
| 2024-06-30 | 2,766,999 | 2,308,049 | 2,105,674 | 1.06 | 14.75 | 2.94 |
| 2024-09-30 | 2,794,484 | 2,404,305 | 2,108,770 | 1.01 | 13.93 | 2.93 |
| 2024-12-31 | 2,827,903 | 2,417,134 | 2,131,996 | 1.00 | 13.75 | 2.92 |
| 2025-03-31 | 2,812,636 | 2,401,792 | 2,138,688 | 0.97 | 12.85 | 3.04 |
| 2025-06-30 | 2,790,733 | 2,322,456 | 2,116,622 | 1.06 | 13.73 | 3.11 |
| 2025-09-30 | 2,774,024 | 2,388,347 | 2,097,753 | 1.09 | 13.78 | 3.18 |
| 2025-12-31 | 2,760,622 | 2,438,827 | 2,067,199 | 1.11 | 13.74 | 3.21 |
| 2026-03-31 | 2,646,823 | 2,383,220 | 1,988,594 | 1.14 | 12.63 | 3.39 |
| 2026-06-30 | 2,730,249 | 2,312,054 | 2,067,782 | 1.24 | 13.70 | 3.42 |
50 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2024-12-05 | 1 | 661157 | 403151 |
| 2022-10-25 | 1 | 336950 | 403151 |
| 2021-01-07 | 1 | 389059 | 403151 |
| 2019-12-05 | 1 | 210452 | 403151 |
| 2018-10-30 | 1 | 86358 | 403151 |
| 2017-01-06 | 1 | 40350 | 403151 |
| 2016-09-30 | 1 | 158750 | 403151 |
| 2015-10-08 | 1 | 94456 | 403151 |
| 2015-02-18 | 1 | 47153 | 403151 |
| 2014-04-01 | 1 | 34359 | 403151 |
| 2013-02-01 | 1 | 239396 | 403151 |
| 2012-04-11 | 1 | 1012354 | 403151 |
| 2011-10-06 | 1 | 530954 | 403151 |
| 2010-04-01 | 1 | 435152 | 403151 |
| 2008-01-11 | 1 | 863951 | 403151 |
| 2005-10-22 | 1 | 722450 | 403151 |
| 2005-10-22 | 1 | 965855 | 403151 |
| 2002-04-04 | 1 | 672957 | 403151 |
| 2001-02-22 | 1 | 535650 | 403151 |
| 2000-02-16 | 1 | 39055 | 403151 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.