Regulatory profile
Overland Park, KS · FDIC certificate #57250
CORNERSTONE BANK is an FDIC-insured institution based in Overland Park, KS (FDIC certificate #57250). In its Q3 2026 Call Report it reported total assets of $506M, total deposits of $321M and net loans of $433M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for CORNERSTONE BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $321M |
|---|---|
| Net loans and leases | $433M |
Plain-language readout
CORNERSTONE BANK in Overland Park, KS funds its loans with $321M of deposits and holds $433M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for CORNERSTONE BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 134.74% in Q3 2026, against 131.50% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $433M | $321M | 134.74% |
| Q2 2026 | $432M | $298M | 144.66% |
| Q1 2026 | $430M | $327M | 131.50% |