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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2022-12-31 | 1,991,593 | 785,727 | 812,657 | -1.65 | -11.51 | 1.27 |
| 2023-03-31 | 2,121,348 | 858,642 | 1,037,089 | -1.48 | -8.74 | 1.32 |
| 2023-06-30 | 2,296,646 | 1,071,192 | 1,121,151 | -0.88 | -5.45 | 1.22 |
| 2023-09-30 | 2,244,364 | 1,206,092 | 1,035,834 | -0.72 | -4.49 | 1.38 |
| 2023-12-31 | 2,266,758 | 1,101,275 | 1,274,008 | -0.94 | -6.01 | 1.62 |
| 2024-03-31 | 2,081,188 | 1,167,366 | 1,167,837 | 1.00 | 6.64 | 1.94 |
| 2024-06-30 | 2,302,045 | 1,335,498 | 1,251,839 | 0.85 | 5.77 | 1.97 |
| 2024-09-30 | 2,620,577 | 1,581,313 | 1,288,714 | 0.86 | 6.07 | 1.97 |
| 2024-12-31 | 2,280,636 | 1,380,650 | 1,392,033 | 0.78 | 5.45 | 2.06 |
| 2025-03-31 | 2,400,784 | 1,511,974 | 1,344,204 | 1.25 | 8.83 | 2.07 |
| 2025-06-30 | 2,300,182 | 1,483,381 | 1,547,893 | 0.93 | 6.48 | 2.26 |
| 2025-09-30 | 2,262,057 | 1,394,685 | 1,530,733 | 0.85 | 5.85 | 2.35 |
| 2025-12-31 | 2,469,832 | 1,308,987 | 1,715,233 | 0.69 | 4.81 | 2.37 |
| 2026-03-31 | 3,797,688 | 2,568,130 | 2,440,124 | -0.42 | -3.56 | 2.40 |
| 2026-06-30 | 3,666,532 | 2,370,037 | 2,591,467 | 0.11 | 1.00 | 2.95 |
19 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2026-03-01 | 1 | 819855 | 2891622 |
| 2022-10-01 | 1 | 33268 | 2891622 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.