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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2019-09-30 | 1,215,092 | 1,071,962 | 823,847 | 0.63 | 5.58 | 4.51 |
| 2019-12-31 | 1,233,944 | 1,090,204 | 789,247 | 0.60 | 5.45 | 4.44 |
| 2020-03-31 | 1,206,545 | 1,048,400 | 780,241 | 0.44 | 4.20 | 3.95 |
| 2020-06-30 | 1,322,904 | 1,164,331 | 871,621 | 0.18 | 1.77 | 3.99 |
| 2020-09-30 | 1,346,763 | 1,184,148 | 877,472 | 0.45 | 4.44 | 3.88 |
| 2020-12-31 | 1,421,973 | 1,259,455 | 892,524 | 0.69 | 6.94 | 3.83 |
| 2021-03-31 | 1,501,737 | 1,336,925 | 896,717 | 1.24 | 13.44 | 3.93 |
| 2021-06-30 | 1,524,543 | 1,357,758 | 865,898 | 1.13 | 12.39 | 3.84 |
| 2021-09-30 | 1,566,529 | 1,371,972 | 853,368 | 1.17 | 12.81 | 3.89 |
| 2021-12-31 | 1,566,307 | 1,399,082 | 883,704 | 1.05 | 11.61 | 3.81 |
| 2022-03-31 | 1,599,705 | 1,450,003 | 888,495 | 0.73 | 8.95 | 3.38 |
| 2022-06-30 | 1,622,077 | 1,446,712 | 943,218 | 0.63 | 8.36 | 3.42 |
| 2022-09-30 | 1,629,453 | 1,435,082 | 965,930 | 0.61 | 8.36 | 3.52 |
| 2022-12-31 | 1,635,354 | 1,424,313 | 978,842 | 0.58 | 8.08 | 3.55 |
| 2023-03-31 | 1,612,636 | 1,417,627 | 998,976 | 0.94 | 13.76 | 3.44 |
| 2023-06-30 | 1,591,831 | 1,364,893 | 1,024,504 | 0.38 | 5.46 | 3.43 |
| 2023-09-30 | 1,605,542 | 1,361,691 | 1,045,096 | 0.15 | 2.16 | 3.40 |
| 2023-12-31 | 1,607,380 | 1,358,185 | 1,044,930 | 0.20 | 2.85 | 3.40 |
| 2024-03-31 | 1,548,370 | 1,361,072 | 1,020,761 | 0.22 | 2.90 | 3.18 |
| 2024-06-30 | 1,532,912 | 1,293,282 | 1,010,023 | 0.16 | 2.14 | 3.21 |
| 2024-09-30 | 1,523,983 | 1,299,370 | 1,006,673 | 0.14 | 1.82 | 3.21 |
| 2024-12-31 | 1,525,700 | 1,276,965 | 1,009,202 | 0.24 | 3.06 | 3.25 |
| 2025-03-31 | 1,486,882 | 1,286,318 | 990,809 | 0.42 | 4.96 | 3.61 |
| 2025-06-30 | 1,513,605 | 1,273,429 | 997,806 | 0.44 | 5.11 | 3.64 |
| 2025-09-30 | 1,483,263 | 1,280,333 | 984,257 | 0.47 | 5.46 | 3.71 |
| 2025-12-31 | 1,505,634 | 1,298,461 | 997,588 | 0.53 | 6.04 | 3.72 |
| 2026-03-31 | 1,581,898 | 1,397,369 | 990,431 | 0.27 | 3.00 | 3.67 |
| 2026-06-30 | 1,564,404 | 1,375,647 | 1,002,649 | 0.38 | 4.31 | 3.74 |
37 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2019-08-17 | 1 | 75053 | 61355 |
| 2018-08-04 | 1 | 283858 | 61355 |
| 2013-03-23 | 1 | 334255 | 61355 |
| 2009-09-12 | 50 | 3273823 | 61355 |
| 2000-09-22 | 1 | 405753 | 61355 |
| 2000-09-22 | 1 | 1128808 | 61355 |
| 2000-07-15 | 1 | 310352 | 61355 |
| 1990-02-01 | 1 | 534550 | 61355 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.