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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,055,897 | 919,358 | 898,339 | 1.26 | 10.74 | 12.53 |
| 2016-06-30 | 1,055,937 | 920,334 | 905,133 | 1.61 | 13.82 | 12.76 |
| 2016-09-30 | 1,065,594 | 927,995 | 911,382 | 1.62 | 13.89 | 12.77 |
| 2016-12-31 | 1,062,469 | 946,448 | 908,412 | -0.09 | -0.77 | 12.80 |
| 2017-03-31 | 1,038,528 | 921,908 | 891,684 | -0.84 | -8.58 | 12.53 |
| 2017-06-30 | 1,029,109 | 908,764 | 870,441 | 0.34 | 3.45 | 12.69 |
| 2017-09-30 | 1,007,266 | 881,291 | 856,625 | 0.76 | 7.44 | 12.79 |
| 2018-03-31 | 1,009,560 | 881,176 | 853,751 | 1.31 | 11.60 | 13.03 |
| 2021-12-31 | 1,010,491 | 806,987 | 817,785 | 3.81 | 21.99 | 14.11 |
| 2022-03-31 | 1,091,253 | 892,263 | 897,631 | 0.74 | 4.36 | 12.96 |
| 2022-06-30 | 1,257,605 | 1,052,030 | 1,047,829 | 1.50 | 9.50 | 13.53 |
| 2022-09-30 | 1,340,535 | 1,138,301 | 1,121,368 | 1.10 | 7.32 | 13.76 |
| 2022-12-31 | 1,413,286 | 1,220,877 | 1,184,370 | 0.08 | 0.54 | 13.68 |
| 2023-03-31 | 1,418,082 | 1,264,074 | 1,156,942 | -2.28 | -21.36 | 13.60 |
| 2023-06-30 | 1,420,959 | 1,261,964 | 1,136,667 | -0.31 | -3.04 | 13.65 |
| 2023-09-30 | 1,442,123 | 1,286,172 | 1,119,493 | -0.20 | -1.96 | 13.51 |
| 2023-12-31 | 1,370,750 | 1,247,616 | 1,074,542 | -1.82 | -18.84 | 13.50 |
| 2024-03-31 | 1,320,507 | 1,192,081 | 1,055,304 | 1.81 | 21.45 | 13.42 |
| 2024-06-30 | 1,272,703 | 1,147,807 | 1,024,311 | 0.57 | 6.69 | 13.69 |
| 2024-09-30 | 1,208,287 | 1,097,550 | 947,900 | -1.54 | -18.33 | 13.86 |
| 2024-12-31 | 1,121,005 | 1,004,352 | 892,819 | -0.24 | -2.79 | 13.95 |
| 2025-03-31 | 1,058,467 | 934,222 | 844,680 | 2.04 | 21.07 | 13.96 |
| 2025-06-30 | 1,038,952 | 908,872 | 825,908 | 2.67 | 26.05 | 14.07 |
| 2025-09-30 | 1,000,788 | 871,332 | 749,383 | 1.70 | 16.03 | 13.79 |
| 2026-03-31 | 1,006,087 | 832,926 | 324,935 | 19.63 | 141.04 | 7.00 |
| 2026-06-30 | 1,065,126 | 880,101 | 384,270 | 8.34 | 59.15 | 4.48 |
5 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 1993-03-01 | 1 | 1459315 | 1885932 |
| 1991-08-31 | 50 | 674278 | 1885932 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.