Loading bank profile
Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2023-09-30 | 2,162,337 | 1,930,222 | 1,115,042 | 2.16 | 23.81 | 3.89 |
| 2023-12-31 | 2,127,636 | 1,898,696 | 1,136,715 | 1.63 | 17.59 | 3.87 |
| 2024-03-31 | 2,189,810 | 1,952,934 | 1,154,400 | 1.69 | 16.57 | 3.63 |
| 2024-06-30 | 2,160,584 | 1,916,815 | 1,166,135 | 1.75 | 16.96 | 3.70 |
| 2024-09-30 | 2,129,178 | 1,882,090 | 1,173,544 | 1.69 | 16.09 | 3.68 |
| 2024-12-31 | 2,185,236 | 1,949,484 | 1,196,608 | 1.68 | 16.06 | 3.66 |
| 2025-03-31 | 2,273,574 | 2,028,779 | 1,197,528 | 1.53 | 14.86 | 3.44 |
| 2025-06-30 | 2,268,996 | 2,017,235 | 1,230,531 | 1.66 | 16.05 | 3.55 |
| 2025-09-30 | 2,243,001 | 1,985,648 | 1,232,593 | 1.70 | 16.18 | 3.60 |
| 2025-12-31 | 2,321,472 | 2,070,692 | 1,250,765 | 1.74 | 16.62 | 3.61 |
| 2026-03-31 | 2,364,087 | 2,110,472 | 1,279,551 | 1.76 | 17.03 | 3.64 |
| 2026-06-30 | 2,333,967 | 2,072,772 | 1,308,516 | 1.90 | 18.17 | 3.73 |
20 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2023-09-23 | 1 | 297631 | 200435 |
| 2023-09-23 | 1 | 1158878 | 200435 |
| 2023-09-23 | 1 | 1186965 | 200435 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.