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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
Regulatory profile
FDIC certificate #34681 · RSSD 2624400
CRYSTAL LAKE B&T CO NA is an FDIC-insured institution (FDIC certificate #34681). In its Q2 2026 Call Report it reported total assets of $2.3B, total deposits of $1.9B and net loans of $1.7B. Its primary federal regulator is OCC. Its current parent is WINTRUST FINANCIAL CORPORATION.
Reported facts
Deterministic ratios for CRYSTAL LAKE B&T CO NA from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 10.79% |
|---|---|
| Equity to assets | 8.85% |
| Noncurrent loans ratio | 0.34% |
| Nonaccrual loans ratio | 0.31% |
| Loan to deposit ratio | 93.96% |
| Liquid assets ratio | 19.71% |
| Brokered deposit ratio | 14.86% |
| Total deposits | $1.9B |
| Net loans and leases | $1.7B |