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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 2,786,719 | 2,271,630 | 2,064,790 | 0.58 | 3.98 | 2.89 |
| 2016-06-30 | 2,884,051 | 2,372,509 | 2,135,224 | 0.63 | 4.33 | 2.97 |
| 2016-09-30 | 2,913,993 | 2,395,187 | 2,223,804 | 0.64 | 4.40 | 3.07 |
| 2016-12-31 | 2,957,652 | 2,434,661 | 2,287,293 | 0.74 | 5.03 | 3.16 |
| 2017-03-31 | 3,027,937 | 2,503,764 | 2,399,158 | 0.91 | 6.26 | 3.45 |
| 2017-06-30 | 3,207,625 | 2,674,279 | 2,517,028 | 0.89 | 6.20 | 3.46 |
| 2017-09-30 | 3,292,455 | 2,749,758 | 2,566,958 | 0.86 | 6.06 | 3.49 |
| 2017-12-31 | 3,240,187 | 2,715,031 | 2,631,206 | 0.39 | 2.77 | 3.55 |
| 2018-03-31 | 3,298,105 | 2,769,672 | 2,654,113 | 1.19 | 8.75 | 3.57 |
| 2018-06-30 | 3,338,316 | 2,819,225 | 2,717,833 | 1.25 | 9.14 | 3.63 |
| 2018-09-30 | 3,499,524 | 2,972,296 | 2,796,679 | 1.23 | 9.05 | 3.61 |
| 2018-12-31 | 3,454,150 | 2,897,298 | 2,948,187 | 1.18 | 8.63 | 3.64 |
| 2019-03-31 | 3,523,435 | 2,924,937 | 2,948,849 | 1.36 | 9.69 | 3.59 |
| 2019-06-30 | 3,529,420 | 2,986,703 | 2,914,147 | 1.32 | 9.37 | 3.56 |
| 2019-09-30 | 3,563,017 | 3,007,490 | 2,876,566 | 1.21 | 8.48 | 3.48 |
| 2019-12-31 | 3,666,369 | 3,109,782 | 2,971,453 | 1.01 | 7.09 | 3.41 |
| 2020-03-31 | 3,756,719 | 3,171,943 | 3,040,288 | 0.76 | 5.33 | 3.22 |
| 2020-06-30 | 3,859,976 | 3,186,548 | 2,979,804 | 0.60 | 4.23 | 3.08 |
| 2020-09-30 | 4,181,256 | 3,495,850 | 3,061,663 | 0.73 | 5.28 | 2.99 |
| 2020-12-31 | 3,904,185 | 3,254,840 | 2,940,196 | 0.90 | 6.46 | 3.01 |
| 2021-03-31 | 3,969,104 | 3,334,802 | 3,044,824 | 1.31 | 9.14 | 3.06 |
| 2021-06-30 | 4,022,260 | 3,409,281 | 3,161,444 | 1.21 | 8.39 | 3.14 |
| 2021-09-30 | 4,193,834 | 3,566,997 | 3,283,130 | 1.17 | 8.15 | 3.18 |
| 2021-12-31 | 4,329,500 | 3,680,808 | 3,454,651 | 1.12 | 7.86 | 3.20 |
| 2022-03-31 | 4,487,563 | 3,846,553 | 3,595,361 | 0.94 | 6.88 | 3.12 |
| 2022-06-30 | 4,816,873 | 4,162,693 | 3,850,973 | 1.04 | 7.85 | 3.24 |
| 2022-09-30 | 4,718,552 | 4,044,937 | 4,120,021 | 1.10 | 8.32 | 3.43 |
| 2022-12-31 | 4,942,746 | 4,246,528 | 4,130,439 | 1.11 | 8.49 | 3.41 |
| 2023-03-31 | 4,995,209 | 4,302,184 | 4,198,288 | 0.82 | 6.43 | 3.00 |
| 2023-06-30 | 5,130,440 | 4,427,310 | 4,304,138 | 0.71 | 5.53 | 2.88 |
| 2023-09-30 | 5,199,555 | 4,485,035 | 4,419,770 | 0.71 | 5.62 | 2.82 |
| 2023-12-31 | 5,277,406 | 4,547,532 | 4,439,459 | 0.72 | 5.66 | 2.76 |
| 2024-03-31 | 5,260,458 | 4,528,104 | 4,431,076 | 0.71 | 5.55 | 2.51 |
| 2024-06-30 | 5,409,965 | 4,658,400 | 4,419,300 | 0.75 | 5.86 | 2.51 |
| 2024-09-30 | 5,280,860 | 4,523,014 | 4,310,821 | 0.73 | 5.63 | 2.53 |
| 2024-12-31 | 5,221,345 | 4,452,062 | 4,155,620 | 0.75 | 5.76 | 2.57 |
| 2025-03-31 | 5,172,372 | 4,400,038 | 4,192,882 | 0.74 | 5.35 | 2.88 |
| 2025-06-30 | 5,321,807 | 4,538,191 | 4,272,790 | 0.68 | 4.91 | 2.94 |
| 2025-09-30 | 5,464,830 | 4,667,248 | 4,265,036 | 0.76 | 5.50 | 2.97 |
| 2025-12-31 | 5,583,080 | 4,765,537 | 4,258,807 | 0.83 | 6.06 | 2.99 |
| 2026-03-31 | 5,369,932 | 4,546,301 | 4,351,534 | 0.93 | 6.62 | 2.95 |
| 2026-06-30 | 5,872,649 | 5,018,563 | 4,371,167 | 0.87 | 6.33 | 2.97 |
20 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2003-04-14 | 1 | 3173790 | 996260 |
| 1997-08-30 | 1 | 1369085 | 996260 |
| 1983-04-09 | 50 | 207667 | 996260 |
| 1983-03-12 | 50 | 584368 | 996260 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.